Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

8671 Shell Sink Dr , Panama City Beach, FL 32413
$429,000
Est. Payment: $2,370.16/mo
2 Bed
2 Bath
1315 Sqft
0.1 Acres
Status: Active | Days on site: 34
Get Pre-Qualified
BSA2 - B12740,B2358
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Why wait to build when you can start enjoying the lifestyle today? This FULLY FURNISHED nearly new Camellia Cottage offers all the benefits of new construction without the wait, the added expense of furnishing, or the countless upgrade decisions. Located in desirable Phase 4 of Latitude Margaritaville Watersound, this beautifully appointed 2-bedroom, 2-bath home is completely move-in ready, allowing you to begin enjoying resort-style living from day one. Step through the upgraded glass front door into an inviting, light-filled interior where plantation shutters, recessed lighting, designer paint, upgraded laminate flooring, and carefully selected furnishings create a warm, sophisticated coastal atmosphere. At the center of the home, the open-concept living area is designed for effortless entertaining and everyday comfort. The upgraded kitchen is both beautiful and functional, featuring Level 5 cabinetry with pull-out shelving, a pots-and-pans drawer, crown molding, matte black hardware, an extended island with upgraded pendant lighting, a gas range, undermount single-bowl sink, Advantage French-door refrigerator, and a charming coffee and wine bar that's perfect for starting or ending the day. The adjoining living room is enhanced with decorative ceiling beams and a stylish ceiling fan, creating a comfortable gathering space for family and friends. The spacious primary suite offers a peaceful retreat with a custom closet organization system and a spa-inspired bath showcasing upgraded Level 5 cabinetry, cabinet stack drawers, and a floor-to-ceiling tiled walk-in shower with a seamless glass enclosure. Guests will feel right at home with a private bedroom and beautifully finished full bath nearby, while practical features such as televisions in every room, a laundry room with upper cabinetry, Whirlpool washer and dryer with pedestals, and a garage utility sink add everyday convenience. Best of all, the home is being sold FULLY FURNISHED. Simply unpack your suitcase and start enjoying everything this exceptional community has to offer. Life here feels like a permanent vacation. Spend the afternoon beside the Paradise Pool, stay active in the state-of-the-art fitness center or indoor lap pool, challenge friends to pickleball or tennis, explore miles of walking and golf-cart paths, or enjoy kayaking, live entertainment at the Last Mango Theater, creative classes in the Clayground pottery studio and woodworking shop, a vibrant monthly farmers market, and countless clubs and social events. Even your four-legged family members have their own paradise at Barkaritaville Dog Park and the on-site pet groomer. The low-maintenance lifestyle is one of the community's greatest luxuries. Outside the community, the future is just as exciting. A new Publix is under construction, additional shopping and dining are on the way, a future marina is planned nearby, and a new hospital is being built just minutes from home making this location even more desirable. Whether you're looking for a full-time residence or a seasonal escape, this exceptional home offers something that's hard to find: the opportunity to skip the construction process and immediately enjoy a beautifully upgraded, professionally furnished home in one of Florida's most desirable active adult communities. The upgrades are complete. The furnishings are included. The lifestyle is waiting.

Highlights

Listed by Nancy Glaze , 281-731-6127 and Sheryl Lewis , 770-316-3334 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.1

HOA Fee

340.82 Monthly

Year Built

2023

County

Bay

Area

04 - Bay County - North

Neighborhood

Latitude at Watersound

Listing ID

794843

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Smart Thermostat, Walk-In Closet(s), Home Theater

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:42.0 ft x 110.0 ft
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Paved,Gated
Principal Interest
$2,370
Taxes
$273
HOA
$341

Home Price

$429,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$85,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,370.16

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,370.16 $273.49 $340.82 $2,984.47
Yearly $28,441.96 $3,281.85 $4,089.84 $35,813.65
Total $853,258.75 $98,455.50 $122,695.20 $1,074,409.45

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS