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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8660 Tropics Ave , Panama City Beach, FL 32413
$449,000
Est. Payment: $2,480.66/mo
2 Bed
2 Bath
1481 Sqft
0.08 Acres
Status: Active | Days on site: 38
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BSA2 - B2358,B12418
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to your own slice of paradise in Latitude Margaritaville Watersound! This highly sought-after Aloha cottage floor plan is ideally situated in one of the community's most desirable, close-in phases, just moments from Town Square and the heart of the action. Primarily enjoyed as a vacation home and meticulously maintained, this 2BR plus den home shows like new and is truly move-in ready. Inside, thoughtful upgrades and designer finishes create a bright, coastal-inspired retreat. The beautifully appointed kitchen features white cabinetry, quartz countertops, a full-height quartz backsplash, and an upgraded electric convection range. Laminate flooring flows seamlessly throughout the main living areas, kitchen, and bedrooms, while the bathrooms and laundry room feature easy-care tile flooring. Recessed LED lighting enhances the kitchen, living room, porch, hallway, and both bedrooms, while designer light fixtures and ceiling fans add style throughout. All major appliances convey with the home. The spacious primary suite provides a relaxing private retreat, complete with a custom closet system for exceptional organization. The ensuite bath features white cabinetry with stacked drawers, quartz countertops, and an impressive walk-in shower finished with floor-to-ceiling tile. Additional upgrades and features include extensive additional landscaping and full gutter system, a screened porch with polyaspartic floor coating, glass front door with shade, custom window shades, polyaspartic-coated garage floor, designer lighting and ceiling fans. Every detail has been thoughtfully selected to provide comfort, style, and effortless Florida living. Whether you're looking for a full-time residence, vacation getaway, or investment property, this exceptional cottage offers the perfect opportunity to enjoy everything Latitude Margaritaville Watersound has to offer. Life here is all about fun, friendship, and the freedom to enjoy every day like a vacation. This vibrant 55+ active adult resort-style community offers an unparalleled coastal lifestyle centered around its lively Town Square, where live entertainment fills the air daily and especially on Friday and Saturday evenings. Residents enjoy an impressive array of amenities, including resort-style pools, a state-of-the-art fitness center, group exercise classes, yoga, spin, water aerobics, a lap pool and spa, along with miles of walking, biking, and golf cart trails. Sports enthusiasts can enjoy pickleball, tennis, and bocce, while adventure seekers can launch a kayak and explore the waterways. The community also offers an incredible variety of social and creative spaces, including the Last Mango Theater, ceramics and woodworking studios, pet grooming facilities, and a dedicated dog park. Convenient trails and an underpass provide safe, easy access throughout the neighborhood and to the community's many amenities. The low-maintenance lifestyle means more time for what matters most, with lawn care and exterior painting/roof replacement on a maintenance schedule included in the HOA dues. The home also benefits from a 2/10 structural warranty from the original buyer's closing date. A future on-site shopping complex, currently under construction, is planned to include a Publix grocery store along with additional dining and shopping options, and a public marina is planned for the property. A new hospital is also currently under construction approximately five miles away. With easy access to the sugar-white beaches of the Emerald Coast, Panama City Beach, and the scenic communities of 30A, boating, beach days, dining, and exploring are all within easy reach. Imagine starting your morning with a peaceful cup of coffee on the screened porch, spending the afternoon by the resort-style pool, enjoying a sunset golf cart ride, and ending the evening with live music and cocktails with friends and neighbors. At Latitude Margaritaville Watersound, every day really can feel

Highlights

Listed by Sheryl Lewis , 770-316-3334 and Lynn LeMaster , 407-529-7878 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.08

HOA Fee

340.82 Monthly

Year Built

2023

County

Bay

Area

04 - Bay County - North

Neighborhood

Latitude at Watersound

Listing ID

794721

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Gas Water Heater, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Walk-In Closet(s), Home Theater

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:35.0 ft x 100.0 ft
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$2,481
Taxes
$455
HOA
$341

Home Price

$449,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$89,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,480.66

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,480.66 $455.37 $340.82 $3,276.85
Yearly $29,767.92 $5,464.42 $4,089.84 $39,322.18
Total $893,037.72 $163,932.60 $122,695.20 $1,179,665.52

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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