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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8618 Sand Dollar Dr , Panama City Beach, FL 32413
$384,900
Est. Payment: $1,952.14/mo
2 Bed
2 Bath
1315 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

The nicest surprise at 8618 Sand Dollar Drive might be realizing there's absolutely nothing to change! Welcome to 8618 Sand Dollar Drive, a stunning Camellia in Latitude Margaritaville Watersound where more than $75,000 in documented upgrades has turned an already beautiful home into something far more interesting. This wasn't about upgrading everything. It was about upgrading the right things. Walk through the impact-glass front door and you feel it immediately. Eight-foot interior doors create height and presence. Oversized baseboards, wood window sills, matte black hardware and a warm White Duck palette give the home an architectural confidence that standard finishes simply don't. Then there are the floors. More than 1,000 square feet of upgraded Antique Lure Cotton Knit Oak flooring replaces the usual interruptions of carpet and standard finishes, creating a clean, continuous look that makes the entire home feel bigger, brighter and beautifully pulled together. And then... the kitchen. This is where they went for it! 42-inch Brellin PureStyle White cabinetry. Crown molding. Matte black hardware. Soft-close dovetail doors and drawers. Pots-and-pans storage. Refrigerator enclosure. And across it all, gorgeous Level 3 Etude polished quartz on both the perimeter and island. Add the matte black faucet, undermount stainless sink, full-height Level 4 Rice Natural backsplash and upgraded stainless gas appliance package and you have a kitchen that doesn't just photograph beautifully. It makes you want to stay awhile. Morning coffee at the island. Dinner with friends. One more glass of wine when everyone was supposed to leave an hour ago. This is that kitchen. And look up, because even the lighting was designed to make a statement. Designer pendants over the island. Statement fixtures in the foyer and dining room. Designer ceiling fans. Recessed lighting throughout the kitchen, living room, dining room, bedrooms and porch. The owner's bath carries the same energy with upgraded cabinetry, Sugar White quartz, designer flooring, dramatic Level 6 hexagon shower tile and a seamless glass enclosure. Even the guest bath gets the treatment with quartz, upgraded cabinetry, matte black fixtures and Level 6 wall tile. But here's what really matters. The expensive decisions have already been made. No ripping out floors. No replacing countertops. No wishing you had upgraded the cabinets, doors, lighting, trim or bathrooms when you had the chance. No contractors. No dust. No months of saying, ''While we're doing this, we might as well...'' Because after closing, decorating is fun. Construction isn't. Anyone can buy a Camellia. But finding one where someone already spent the money, obsessed over the selections and did the hard part for you? That's different. At 8618 Sand Dollar Drive, the project list is remarkably short. Bring your furniture. Bring your flip-flops. Bring the life you've been waiting to live. The house is already ready for you!

Highlights

Listed by Jeremy A Mertens , 423-805-0518 and Robert McGuigan , 850-329-8454 Watersound Real Estate , 850-231-6531. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.09

HOA Fee

340.82 Monthly

Year Built

2025

County

Bay

Area

04 - Bay County - North

Neighborhood

Latitude at Watersound

Listing ID

793790

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Walk-In Closet(s), Home Theater

Exterior Features

Lot Dimensions:42.0 ft x 100.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$1,952
Taxes
$48
HOA
$341

Home Price

$384,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$76,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,952.14

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,952.14 $47.75 $340.82 $2,340.71
Yearly $23,425.68 $572.96 $4,089.84 $28,088.48
Total $702,770.46 $17,188.80 $122,695.20 $842,654.46

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS