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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8613 Tropics Ave , Panama City Beach, FL 32413
$499,000
Est. Payment: $2,530.83/mo
2 Bed
3 Bath
1742 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Latitude Margaritaville at Watersound, one of Northwest Florida's premier 55+ active adult communities! Perfectly positioned in the highly desirable Phase 4, this home places you just moments from the vibrant, world-class amenities while offering a peaceful retreat at the end of the day. This highly sought-after Tortola Villa floor plan is a community favorite for its brilliant layout and effortless flow. Boasting 2 spacious bedrooms, 2.5 baths, and a large open den, it is designed for both relaxation and entertaining. Ultimate privacy is guaranteed for your guests, as both the primary suite and guest bedroom feature dedicated en-suite bathrooms. The light-filled, open-concept floor plan expands beautifully to the outdoors. Step out onto your extended lanai to take in stunning, uninterrupted preserve views--the ultimate backdrop for morning coffee or evening cocktails. Why wait to build when you can start living your coastal dream today? This home is like a blank canvas waiting for love and would be perfect for anyone looking at adding their own cosmetic touches!!

Highlights

Listed by Alisa Walley , 225-202-2723 and Sheryl Lewis , 770-316-3334 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.1

HOA Fee

370.85 Monthly

Year Built

2023

County

Bay

Area

04 - Bay County - North

Neighborhood

Latitude at Watersound

Listing ID

794113

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Range, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • Additional:Main Level Primary, Shower Only, Walk-In Closet(s), Home Theater

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:30.0 ft x 131.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$2,531
Taxes
$187
HOA
$371

Home Price

$499,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,530.83

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,530.83 $187.26 $370.85 $3,088.95
Yearly $30,370.01 $2,247.16 $4,450.20 $37,067.37
Total $911,100.19 $67,414.80 $133,506.00 $1,112,020.99

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS