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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8504 Dreams Float Ct , Panama City Beach, FL 32413
$468,000
Est. Payment: $2,585.63/mo
2 Bed
2 Bath
1368 Sqft
0.09 Acres
Status: Active | Days on site: 43
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Harrison Lilly Team
Owner/Operator

House Description

Discover the essence of ''5 o'clock somewhere'' in this charming Dreamsicle Cottage, perfectly situated in the serene Dreams Float community with prime access to the coveted Phase 5 tunnel. Skip the long wait for new construction and step into your coastal dream home today in one of the community's most sought-after cottage models! Inside, a bright and open layout welcomes you, designed for effortless living. Architectural beams, a soft neutral palette, and elegant upgrades--including premium fixtures, countertops, cabinets, Mohawk Revvwood flooring, and a seamless tiled shower--create a stylish yet inviting space, ready for your personal touch. The split-bedroom floor plan ensures privacy, with a spacious primary suite featuring dual sinks, a walk-in shower, and a generous closet. A versatile den offers the perfect flex space for a home office, craft room, or peaceful retreat. At the heart of the home, the open-concept living area is designed for gathering, with a large kitchen island that invites conversation and connection over meals. Step out onto the screened lanai, where Florida's sunshine and coastal breezes provide the perfect setting for relaxation and outdoor enjoyment in your private, peaceful oasis. Living in Paradise close to Town Square, the lively hub of the community, offering: Bar & Chill Restaurant, with stunning views of the Intracoastal Waterway, State-of-the-art fitness center, plus indoor fitness classes, Lap pool, designed for both exercise and relaxation, Live entertainment at the bandshell every weekend, Bocce ball, cornhole, and pool tables for socializing and friendly competition, Zero-entry resort-style pool, offering plenty of space to lounge, Kayak & paddleboard launch, perfect for exploring the waterways, Pickleball and tennis courts to stay active and engaged This home is not just a place to live--it's a lifestyle upgrade. The combination of waterfront tranquility, thoughtful upgrades, and resort-style amenities makes this an extraordinary opportunity in Latitude Margaritaville Watersound. Don't miss your chance to own this truly special home! Schedule your private tour today and start living the dream. Don't miss out on this rare opportunity to own a slice of paradise in Latitude Margaritaville!

Highlights

Listed by Heather Fox , 850-541-5774 Beachy Beach Real Estate , 850-532-6262. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.09

HOA Fee

340.82 Monthly

Year Built

2024

County

Bay

Area

04 - Bay County - North

Neighborhood

Latitude at Watersound

Listing ID

794456

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range, Tankless Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s), Home Theater

Exterior Features

Lot:Sprinkler System
Lot Dimensions:35.0 ft x 110.0 ft
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer

Open House

Upcoming Open Houses
Sunday 2:00 pm - 4:00 pm Oct 18
Principal Interest
$2,586
Taxes
$368
HOA
$341

Home Price

$468,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$93,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,585.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,585.63 $367.91 $340.82 $3,294.36
Yearly $31,027.59 $4,414.89 $4,089.84 $39,532.32
Total $930,827.73 $132,446.70 $122,695.20 $1,185,969.63

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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