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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8489 Island Breeze Ave , Panama City Beach, FL 32413
$995,900
Est. Payment: $5,051.02/mo
3 Bed
4 Bath
2534 Sqft
Status: pending | Days on site: 50
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Escape to Paradise with The Ultimate Lifestyle Statement & Winning Combination: Luxury Design meets the Latitude Margaritaville Spirit. Rarely does a property emerge that perfectly balances sophisticated, high-end design with the relaxed, ''no worries'' atmosphere of Florida's most sought-after lifestyle community. This isn't just a home; it is a meticulously curated sanctuary designed for the buyer who demands both modern elegance & a permanent vacation. The Residence: Modern Sophistication... Step inside a bright, open-concept floor plan of the Trinidad Bay defined by clean lines & high-end finishes. Every detail has been elevated, featuring: • A Designer Palette: Crisp, contemporary tones paired with upgraded lighting & architectural details like tile imported from Spain for the entry wall & custom real brick accent wall that create a sense of refined luxury. Perfectly placed in the home is the Custom Dry Bar with integrated lighting in shelves & 2 wine fridges. Find yourself enjoying the Family Room space with heart of the home tiled (Spain) gas fireplace on a lazy morning or after a day at the beach. Plus an Unparalleled powder room that your guests will love. • Gourmet Kitchen: A chef's dream equipped with premium appliances, gas cooktop, stunning cabinetry & expansive quartz countertops & imported backsplash from Spain along with a custom pantry--perfect for hosting cocktail hour before heading to the Town Center. • The Primary Suite: A serene retreat with a spa-inspired ensuite, offering a private escape from the day's activities with custom bathroom with Imported tile from Spain. The Lanai: Your Private Oasis... The interior flows seamlessly into what can only be described as a backyard masterpiece. The extended lanai is a world-class retreat featuring: • A Stunning Custom Pool: Shimmering saltwater pool designed for both exercise & relaxation. Omni Logic app to operate all the features. Auto fill feature. GAS Heat & large Hot Tub & ample Sun Shelf. • Outdoor Living at its Finest: Ample space for lounging and dining al fresco, all protected by a premium screen enclosure that lets in the breeze while maintaining total privacy. Sonos system inside & outside w/ speakers in lanai screen in landscaping. Gas line for BBQ & firepit. • Lush Landscaping: Professional greenery that creates a tropical, secluded ''resort'' feel right in your own backyard. Other features that add to the elevated status of this home: Impact windows & doors, Whole house fragrance system, Alarm system, Custom Light Filtering blinds, Surge Protector, Epoxy garage flooring . The Lifestyle: Latitude Margaritaville.... Beyond your front door lies the legendary Margaritaville experience. Grab your golf cart and enjoy: • The Latitude Town Center with live music and the signature Latitude Bar & Chill. • Paradise Pool and Overlook Bar • The Fins Up! Fitness Center, pickleball courts, and a calendar full of social events. Why choose between a luxury home and a vibrant community? This property offers the best of both worlds: a high-end, turn-key masterpiece set within the world's most fun-loving neighborhood. Schedule your private tour today and start living the dream.

Highlights

Listed by Kelley K Sarantis , 954-263-4924 Bob Hodges And Sons Realty , 954-565-6701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

Year Built

2022

County

Bay

Area

04 - Bay County - North

Neighborhood

Latitude at Watersound

Listing ID

789917

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Gas Cooktop, Gas Water Heater, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Gas
Other:
  • Additional:Double Vanity, Main Level Primary, Smart Home, Separate Shower, Smart Thermostat, Walk-In Closet(s), Home Theater

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:81'x131'
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Fire Pit, Porch
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$5,051
Taxes
$664
HOA
$0

Home Price

$995,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$199,180
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,051.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,051.02 $663.50 $0.00 $5,714.52
Yearly $60,612.20 $7,962.00 $0.00 $68,574.20
Total $1,818,366.08 $238,860.00 $0.00 $2,057,226.08

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS