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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8470 Coral Reef Way , Panama City Beach, FL 32413
$590,000
Est. Payment: $2,992.37/mo
2 Bed
3 Bath
2072 Sqft
Status: active | Days on site: 17
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Welcome a beautiful Breeze floor plan in Latitude Margaritaville Watersound, perfectly positioned on the pond with peaceful water views. Located in highly desirable Phase 2, one of the closest phases to the amazing Town Square, this 2-bedroom, 2.5-bath home offers a bright, easy-living layout with the ideal blend of fresh updates to make it your own. Recently refreshed with interior paint, new tile, updated lighting, disposal in 2026. The living room is accented with a beam, this home already has a clean, stylish foundation ready for your personal design style. The open-concept living and dining spaces flow beautifully, creating a comfortable setting for everyday living, entertaining, and relaxing after a day enjoying the resort-style amenities. Step outside and enjoy the calm pond view, where mornings feel peaceful and evenings invite you to unwind. Enjoy the signature lifestyle just moments from Town Square with golf cart rides, friendly neighbors, live music, fitness, pickleball, pools, dining, social clubs, and the laid-back energy that makes every day feel like a vacation. Fresh, inviting, and full of potential, this home is ready for you to bring your vision and start living your best beach life whether you are dreaming of a full-time coastal lifestyle, a low-maintenance second home, or your next chapter in one of the area's most loved 55+ communities, this Breeze offers a wonderful opportunity inside Latitude Margaritaville Watersound
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Highlights

Listed by Heather Fox , 850-541-5774 Beachy Beach Real Estate , 850-532-6262. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.18

HOA Fee

336.84 Monthly

Year Built

2021

County

Bay

Area

04 - Bay County - North

 Neighborhood

Latitude at Watersound

Listing ID

792022

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Tankless Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Separate Shower, Walk-In Closet(s), Home Theater

Exterior Features

Lot:Sprinkler System
Lot Dimensions:133X48X130X67
Sewer:Public Sewer
Principal Interest
$2,992
Taxes
$314
HOA
$337

Home Price

$590,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$118,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,992.37

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,992.37 $314.17 $336.84 $3,643.38
Yearly $35,908.42 $3,770.00 $4,042.08 $43,720.50
Total $1,077,252.72 $113,100.00 $121,262.40 $1,311,615.12

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS