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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8450 Dreams Float Ct , Panama City Beach, FL 32413
$405,000
Est. Payment: $2,237.57/mo
2 Bed
2 Bath
1315 Sqft
0.09 Acres
Status: Active | Days on site: 57
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to the most desirable townhome layout in Margaritaville, the Camellia, ideally located in Phase 5 of Latitude Margaritaville Watersound, a premier gated 55+ community. Conveniently located by the tunnel where you don't have to cross the road to get to community amenities. This exceptional property has not been lived in. The owner very rarely visits, so it is like buying your own, brand new, property. Inside, the bright open-concept floor plan is filled with natural light and features numerous upgrades, including brand-new quartz countertops in the kitchen and both bathrooms, quartz backsplash, upgraded window treatments, and a chef's double oven. The spacious primary suite offers a large walk-in closet and a spa-inspired bath with dual vanities, built in's, quartz countertops, and a fully tiled walk-in shower (ceiling to floor) with glass enclosure. The guest bath also features an upgraded quartz countertops. Enjoy one of the community's most desirable locations, just a short walk or golf cart ride to Town Square, Bar & Chill overlooking the Intracoastal Waterway, Barkaritaville Dog Park, fitness center, lap pool, and weekend live entertainment. Resort-style amenities include a zero-entry pool with daily live music, pickleball and tennis courts, kayak and paddleboard launch, scenic walking trails, bocce ball, cornhole, and more. Experience the best of active adult living in one of the Emerald Coast's most sought-after communities. Schedule your private showing today.

Highlights

Listed by Mike S Herring , 850-321-0917 Keller Williams Realty Emerald , 850-654-2900. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.09

HOA Fee

388.25 Monthly

Year Built

2024

County

Bay

Area

04 - Bay County - North

Neighborhood

Latitude at Watersound

Listing ID

793712

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Gas Water Heater, Tankless Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Walk-In Closet(s), Home Theater

Exterior Features

Lot Dimensions:42.0 ft x 100.0 ft
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$2,238
Taxes
$181
HOA
$388

Home Price

$405,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$81,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,237.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,237.57 $180.85 $388.25 $2,806.66
Yearly $26,850.80 $2,170.15 $4,659.00 $33,679.95
Total $805,524.00 $65,104.50 $139,770.00 $1,010,398.50

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS