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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8431 Island Breeze Ave , Panama City Beach, FL 32413
$765,000
Est. Payment: $3,879.53/mo
3 Bed
3 Bath
2170 Sqft
Status: active | Days on site: 70
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Harrison Lilly
Owner/Operator

House Description

**PRICE REDUCTION!! Luxury Pool Home in Phase 3 in Latitude Margaritaville Watersound! Welcome to this stunning Breeze Bay home located a short golf cart ride from the resort-style amenities of Latitude Margaritaville Watersound. The home is being sold partially furnished, including the poly wood pool/lanai furniture. This beautifully appointed home with many upgrades features a custom heated, saltwater pool and spa with waterfall spillover under a covered lanai all screened in creating an outdoor oasis perfect for entertaining and relaxing. This open concept 3 bedroom, 3 full bath home effortlessly blends luxury with relaxed, resort-style comfort. A striking foyer features tongue-and-groove ceilings and custom chandeliers while the spacious living room is highlighted with custom beams and tongue-and-groove inlay, enhanced by a wall of sliding glass doors that brings the outdoors in. The chef's kitchen is a standout offering 42'' cabinets with crown molding, under-cabinet lighting, quartz countertops and custom tile backsplash, SS appliances with gas range and double oven, pots-and-pans drawers, pullout organizers. The adjacent dining area features a tongue-and-groove accent wall, additional can lighting, and a chic chandelier for elevated everyday dining. The primary suite overlooks the pool and boasts a tray ceiling with beams, his-and-hers closets with floor length mirror in hallway with pocket door. The ensuite bath includes his/her vanities, quartz countertops, seamless shower enclosure with pebble tile floor. Spacious secondary bedrooms are equally well-appointed. All guest baths include upgraded cabinetry, quartz countertops, and tile shower walls. The garage features an epoxy floor, sink, upgraded smart enabled garage door opener with camera, hurricane impact door, a dedicated 20-amp outlet. The attic includes decked storage and pull down steps. Additional upgrades include custom paint, 8' doors, and LVP flooring throughout, along with a well-equipped laundry room featuring cabinetry and sink in cabinet with quartz countertop.Hurricane impact glass windows, sliders and front door give an extra layer of safety. Residents enjoy World-class amenities that include live music, restaurant with Intracoastal views, resort-style pool, tennis & pickleball courts, bocce ball, fitness center, indoor lap pool, kayak launch, game lawn, theater, workshop, pottery studio, pet grooming shop, dog park. A monthly calendar of events and scenic walking and golf cart trails. Exciting future development includes a Publix, public marina, and a vibrant commercial district with shopping, dining, and entertainment. This exceptional home offers the perfect blend of luxury, comfort, and the laid-back Margaritaville lifestyle--your private coastal retreat awaits.

Highlights

Listed by Susan Major , 770-598-9676 and Sheryl Lewis , 770-316-3334 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

336.84 Monthly

Year Built

2022

County

Bay

Area

04 - Bay County - North

Neighborhood

Latitude at Watersound

Listing ID

790903

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Gas Cooktop, Gas Water Heater, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Smart Thermostat, Walk-In Closet(s), Home Theater

Exterior Features

Lot:Paved
Lot Dimensions:136 62
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Porch
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$3,880
Taxes
$560
HOA
$337

Home Price

$765,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$153,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,879.53

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,879.53 $560.08 $336.84 $4,776.46
Yearly $46,554.39 $6,721.00 $4,042.08 $57,317.47
Total $1,396,631.76 $201,630.00 $121,262.40 $1,719,524.16

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS