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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9902 Thomas Dr Unit 1735 , Panama City Beach, FL 32407
$226,900
Est. Payment: $1,150.67/mo
1 Bed
2 Bath
1047 Sqft
Status: active | Days on site: 439
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Owner financing with attractive terms available! 20% down payment, 6% interest rate, 30 year amortization schedule and 4 year balloon payment. Beat the bank and close while the season is here! Welcome to Laketown Wharf 1735- a spacious one bed, two bath condo that boasts just under 1,050 square feet of interior space ideally designed to sleep up to six guests. Located on the 17th floor, this unit offers serene lake views and even a peek of the Gulf from your large private balcony. Inside, the layout includes a bunk area, two full bathrooms, and an open living space that offers comfort and function--ideal for both personal use and vacation rental income(rental history available upon request) Located in one of Panama City Beach's most amenity-known complexes, Laketown Wharf features five pools, a fitness center, private beach access, and the recently added 810 Entertainment Center with bowling, a golf simulator, and dining options--all just outside your door and within walking distance. Located in the heart of everything in Panama City Beach on Thomas Drive, Laketown Wharf sits within steps of top local restaurants, retail shops, and the Gulf of Mexico. Whether you're looking for a rental-ready investment or your own coastal retreat, this unit offers the perfect blend of location, views and value. Seller is motivated- all offers considered!

Highlights

Listed by Dale D Gumm , 270-319-8903 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2490.58 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

773953

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:condo
Principal Interest
$1,151
Taxes
$145
HOA
$2,491

Home Price

$226,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$45,380
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,150.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,150.67 $144.65 $2,490.58 $3,785.90
Yearly $13,808.09 $1,735.79 $29,886.96 $45,430.84
Total $414,242.81 $52,073.55 $896,608.80 $1,362,925.16

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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