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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9902 S Thomas Dr Unit 729 , Panama City Beach, FL 32408
$349,900
Est. Payment: $1,774.63/mo
3 Bed
2 Bath
1262 Sqft
Status: active | Days on site: 243
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

SEE THE GULF AND BE LAKE FRONT. ENJOY THE SPACE. LIVE THE RESORT LIFESTYLE.
Welcome to Laketown Wharf 729, where panoramic Gulf views greet you from the front of your 7th-floor retreat, and resort-style living unfolds at every turn. This 2-bedroom, 2-bath condo with a bunk area offers 1,262 sq. ft. of coastal comfort, beautifully presented and sold fully furnished. Step inside to find tasteful décor, tile flooring throughout, and a king-sized bed in the Owner Suite, as well as a queen-sized bed in another bedroom with bunks in the third. The kitchen shines with stainless steel appliances, while multiple flat-screen TVs and an in-unit washer/dryer add convenience for owners and guests alike. Laketown Wharf is celebrated for amenities that are simply unmatched. Enjoy five pools—including one heated year-round, two hot tubs, a Gulf-view fitness center, playground, pickleball courts, and mini golf. Stroll the 52,000 sq. ft. lakefront boardwalk, complete with a nightly fountain and light show. Gated beach access is just steps away, right next to iconic Pineapple Willy's. The ground level is a destination of its own, offering restaurants, shops, and entertainment: Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press Coffee Shop, The Bun Lab, and more. On-site you'll also find 810 Billiards & Bowling, a salon and nail bar, barbecue and pet areas, a poolside Splash Bar & Grill, and two parking garages. Beach chair rentals are available for guests. HOA dues cover water, sewer, trash, cable/TV, pest control, WiFi, and full use of amenities. Nearby attractions continue to grow, with the new Dolly Parton's Pirate Theater and Topgolf adding to the excitement of Panama City Beach. Whether you're seeking a luxury vacation getaway, a strong rental performer, or a place to enjoy the coastal lifestyle full-time, Laketown Wharf 729 is a must-see opportunity.
All information deemed reliable; buyer to verify if important.

Highlights

Listed by Brian K Dick , 850-481-2529 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

781707

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Soaking Tub, Separate Shower, Smart Thermostat, Home Theater

Exterior Features

Lot Dimensions:Condo
Zoning:Resid Multi-Family
Roof:Clay
Sewer:Public Sewer
Parking Features:Community Structure,Gated
Principal Interest
$1,775
Taxes
$355
HOA
$0

Home Price

$349,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,774.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,774.63 $354.58 $0.00 $2,129.21
Yearly $21,295.52 $4,255.00 $0.00 $25,550.52
Total $638,865.64 $127,650.00 $0.00 $766,515.64

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS