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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9902 S Thomas Dr Unit 431 , Panama City Beach, FL 32408
$339,900
Est. Payment: $1,723.73/mo
3 Bed
2 Bath
1262 Sqft
Status: active | Days on site: 358
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Laketown Wharf #431, a beautifully furnished 3-bedroom, 2-bath condo with breathtaking views and a prime location in the heart of Panama City Beach. From your private, lake-facing balcony, you can enjoy many quiet times. This spacious condo comes with new stainless steel appliances and is fully furnished and turnkey ready, making it ideal as a second home, vacation getaway, or investment property. All you need to bring are your sandals and sunscreen! Laketown Wharf offers resort-style amenities, including three sparkling pools, a full fitness center, a coffee bar, and several onsite restaurants. Just across the street from iconic Pineapple Willy's, you're also surrounded by premier dining, golf, shopping, entertainment, and family-friendly attractions. Don't miss your chance to own a piece of paradise. Come see #431 todayyour beach life starts now!

Highlights

Listed by Bubba McCants , 850-624-8433 EXP Realty LLC , 888-883-8509. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

27 - Bay County

Neighborhood

Laketown Wharf

Listing ID

975806

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Hallway Bunk Beds, Kitchen Island, Split Bedroom

Exterior Features

Lot:Lake
Others:
  • Additional:Balcony
Sewer:Public Sewer
Principal Interest
$1,724
Taxes
$217
HOA
$0

Home Price

$339,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$67,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,723.73

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,723.73 $216.69 $0.00 $1,940.42
Yearly $20,684.76 $2,600.24 $0.00 $23,284.99
Total $620,542.66 $78,007.05 $0.00 $698,549.71

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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