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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9902 S Thomas Dr Unit 1828 , Panama City Beach, FL 32408
$269,000
Est. Payment: $1,364.32/mo
2 Bed
2 Bath
1262 Sqft
Status: active | Days on site: 391
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Seller is ready to review ALL serious offers. $4,000 FLOORING CREDIT included. Welcome to LAKETOWN WHARF 1828 -- a TURN-KEY, fully furnished 2BR + BUNK ROOM condo offering strong RENTAL POTENTIAL and world-class AMENITIES. NEW APPLIANCES and a NEW WATER HEATER were just installed, making this a hassle-free, move-in-ready opportunity. Inside, the BEACH-INSPIRED décor creates a warm, inviting atmosphere, and the PRIVATE BALCONY offers beautiful sunrise views. This spacious floor plan comfortably SLEEPS UP TO 8 with two bedrooms, a cozy bunk room, and additional sleeping options in the living area. ALL FURNISHINGS are included. Laketown Wharf delivers unmatched amenities: 5 POOLS, 2 HOT TUBS, onsite DINING and SHOPS, a two-story FITNESS CENTER overlooking the Gulf, a PUTTING GREEN, PICKLEBALL, and the brand-new ONSITE billiards and bowling facility. PETS are allowed for owners, adding even more flexibility. Whether you're seeking a high-performing SHORT-TERM RENTAL or a private beachside retreat, Laketown Wharf 1828 offers exceptional value, convenience, and a premier coastal lifestyle. Photos may include digital enhancements, editing, or virtual staging.
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Highlights

Listed by James D Payton , 859-699-4290 and Makaila Parson , 470-449-9562 Coastal Living Realty & Associates , 404-401-2444. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Laketown Wharf

Listing ID

774552

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Parking Features:Additional Parking,Parking Lot,Community Structure
Principal Interest
$1,364
Taxes
$315
HOA
$0

Home Price

$269,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$53,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,364.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,364.32 $315.08 $0.00 $1,679.40
Yearly $16,371.81 $3,781.00 $0.00 $20,152.81
Total $491,154.21 $113,430.00 $0.00 $604,584.21

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS