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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9902 S Thomas Dr Unit 1537 , Panama City Beach, FL 32408
$250,000
Est. Payment: $1,381.21/mo
1 Bed
2 Bath
1047 Sqft
Status: Active | Days on site: 44
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LPA - B12712
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Laketown Wharf, where resort-style living meets an incredible investment opportunity in the heart of Panama City Beach! This beautifully appointed 1-bedroom, 2-bath condo with a private bunk room offers a versatile layout ideal for a vacation rental, second home, or your own beach getaway. Inside, you'll find granite countertops, upgraded light fixtures, and a comfortable, functional floor plan designed to accommodate family and guests. The private bunk room provides additional sleeping space and privacy--an excellent feature for maximizing rental potential. Laketown Wharf is known for its impressive collection of resort-style amenities, including multiple pools featuring a rooftop pool, lagoon-style pool, and zero-entry pool, plus two hot tubs and a poolside tiki bar. Enjoy deeded beach access, a state-of-the-art fitness center, and the resort's scenic boardwalk surrounding the lake, where guests and owners can also enjoy the resort's nightly light show. Dining, shopping, and entertainment are all just steps away. The resort features several restaurants, shops, and a convenient market, along with 810 Billiards & Bowling, an on-site entertainment venue offering bowling, billiards, arcade games, a full-service bar, and food--a great amenity for owners and vacation guests alike. Additional conveniences include covered parking and 24/7 security, adding to the ease and appeal of resort living. For investors, this condo is already established on a rental program, offering the opportunity to step right into the popular Panama City Beach vacation rental market. Or make it your own second home or beach retreat and enjoy all the amenities and entertainment Laketown Wharf has to offer. Invest, vacation, or do both--this Laketown Wharf condo combines location, resort-style amenities, entertainment, and income potential in one of Panama City Beach's most amenity-rich communities! **Seller offering a $5,000 credit toward flooring.

Highlights

Listed by Stacy L Steinberg , 678-770-6512 Legacy Premier Agency , 850-468-2100. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2490.58 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

794598

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Range, Electric Water Heater, Ice Maker
Other:
  • ▪ Additional:Tub Shower

Exterior Features

Lot Dimensions:0x0
Zoning:Resort
Others:
  • ▪ Additional:Outdoor Shower
Principal Interest
$1,381
Taxes
$252
HOA
$2,491

Home Price

$250,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$50,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,381.21

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,381.21 $252.27 $2,490.58 $4,124.06
Yearly $16,574.57 $3,027.22 $29,886.96 $49,488.75
Total $497,237.04 $90,816.60 $896,608.80 $1,484,662.44

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS