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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9902 S Thomas Dr Unit 1431 , Panama City Beach, FL 32408
$319,500
Est. Payment: $1,765.19/mo
3 Bed
2 Bath
1262 Sqft
Status: Active | Days on site: 399
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CLRA - B12084
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
Owner/Operator
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House Description

Fully furnished tastefully decorated lake view condo in Lake Town Wharf. This large, upgraded condo features 3 bedrooms and 2 bathrooms. This unit has a master suite with balcony access. A second bedroom in the front of the condo along with a smaller bedroom with bunks. The HVAC and water heater have recently been replaced. The kitchen has a tastefully tiled backsplash and up-graded lighting and stainless-steel appliances. The building has 5 pools, a fitness center, a large fresh-water lake and plenty of restaurants, shops and bowling/billiards onsite. Don't miss an opportunity to buy either an investment or second home in Panama City Beach. This unit is priced to sell!
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Highlights

Listed by Denise Hindes , 404-401-2444 Coastal Living Realty & Associates , 404-401-2444. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Laketown Wharf

Listing ID

772278

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop

Exterior Features

Lot Dimensions:0x0
Principal Interest
$1,765
Taxes
$355
HOA
$0

Home Price

$319,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$63,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,765.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,765.19 $354.58 $0.00 $2,119.77
Yearly $21,182.30 $4,255.00 $0.00 $25,437.30
Total $635,468.93 $127,650.00 $0.00 $763,118.93

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS