Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

9860 S Thomas Dr Unit 720 , Panama City Beach, FL 32408
$465,000
Est. Payment: $2,358.15/mo
3 Bed
3 Bath
1681 Sqft
Status: active | Days on site: 224
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Beautiful 3 bed 3 bath condo with views of the Gulf from the main living space and main bedroom. 2 bedrooms are en suites and the 3rd bedroom shares with the bunk room! Sleeps 10 without being cramped for that beach time. Everyone has their space. This condo is ready for a new owner and new stories to create with familyand friends. No carpet, fresh paint throughout, fresh white cabinets with new hardware ready for new stories to be written there. Main bed walks right out on the large balcony the width of the unit and 8 ft deep for ample space to enjoy whether taking in the rays, or cheers at sunset. This unit is perfect for the whole family. Located in the sought-after Laketown Wharf Resort, this condo gives you access to a vibrant lineup of amenities. The resort features five pools, including a zero-entry pool, a heated pool, and a kid-friendly pool, along with two hot tubs and a fitness center overlooking the Gulf. A putting green and multiple onsite restaurants are just steps away, and the brand-new 810 Billiards & Bowling with axe throwing offers the perfect option for rainy-day fun. The private boardwalk is a favorite, offering stunning 360-degree views of the property and showcasing a nightly water fountain light show that never fails to impress. Whether you're seeking a personal beachfront escape or an investment-ready vacation rental, this property delivers an unbeatable blend of luxury, leisure, and location. Don't miss the chance to own this striking piece of paradise.

Highlights

Listed by Heather Fox , 850-541-5774 Beachy Beach Real Estate , 850-532-6262. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3998.78 Quarterly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

782902

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0X0
Sewer:Public Sewer
Principal Interest
$2,358
Taxes
$296
HOA
$3,999

Home Price

$465,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$93,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,358.15

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,358.15 $296.44 $3,998.78 $6,653.36
Yearly $28,297.77 $3,557.25 $47,985.36 $79,840.38
Total $848,933.03 $106,717.50 $1,439,560.80 $2,395,211.33

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS