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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9860 S Thomas Dr Unit 209 , Panama City Beach, FL 32408
$339,900
Est. Payment: $1,877.90/mo
3 Bed
2 Bath
1262 Sqft
Status: Active | Days on site: 90
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LIR - B1803
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Harrison Lilly Team
Owner/Operator

House Description

Experience coastal living at its finest in this beautifully updated 2-bedroom + bunk room, 2-bath condo at Laketown Wharf Resort. This turn-key property is fully furnished and already performing as a strong rental, offering an exceptional opportunity for investors or those seeking a stylish second home with income potential. The décor blends calming tones of blue, white, and gray with subtle splashes of color, creating a bright, inviting atmosphere from the moment you walk in. The open living area is filled with natural light and flows seamlessly onto a spacious balcony overlooking the serene lake and resort surroundings. The primary suite also offers balcony access along with a generously sized ensuite featuring dual vanities, a soaking tub, and a separate walk-in shower. The guest bedroom and bunk room share a second full bath with a tub/shower combo, allowing the condo to sleep six comfortably and accommodate up to eight guests. The kitchen is both functional and stylish, showcasing white cabinetry, a sleek gray tile backsplash, granite countertops, stainless steel appliances, LED lighting, and a breakfast bar ideal for casual dining or entertaining. Additional updates include new luxury vinyl plank flooring throughout and upgraded appliances, ensuring a clean, modern feel throughout the space. Laketown Wharf delivers an impressive resort experience with multiple pools, a lakefront boardwalk, a Gulf-view fitness center, onsite dining, nightly fountain and light shows, and direct beach access just across the street. Its prime location places you steps from restaurants, shopping, and the iconic sugar-white sands of Panama City Beach. HOA dues include water, sewer, cable, WiFi, and access to all resort amenities (electric billed separately). Offering strong rental history, stylish updates, and a turn-key setup, this condo is a standout opportunity in one of PCB's most popular vacation destinations. Ready for immediate enjoyment or continued rental success.

Highlights

Listed by Ramil Zartdinov , 850-819-1418 Local Insight Realty , 850-832-9417. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

792391

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:0
Zoning:City, Commercial
Principal Interest
$1,878
Taxes
$298
HOA
$0

Home Price

$339,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$67,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,877.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,877.90 $297.84 $0.00 $2,175.74
Yearly $22,534.78 $3,574.10 $0.00 $26,108.88
Total $676,043.47 $107,223.00 $0.00 $783,266.47

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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