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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9860 S Thomas Dr Unit 1216 , Panama City Beach, FL 32408
$334,000
Est. Payment: $1,845.30/mo
1 Bed
2 Bath
1047 Sqft
Status: Active | Days on site: 87
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Harrison Lilly Team
Owner/Operator

House Description

Gulf Views, Gorgeous Sunsets & Proven Rental Income! Welcome to Unit 1216 at Laketown Wharf, a beautifully renovated, turn-key condo offering the perfect blend of beach getaway and investment opportunity. This spacious 1,047-square-foot condo features 1 bedroom, a separate bunk room with custom barn door, and 2 full baths. Step inside and your eyes are immediately drawn to the Gulf views from the living and dining areas. Sip your morning coffee on the private balcony, spend the day on the sugar-white sand, then come home to watch the sky light up over the Gulf at sunset. The primary bedroom offers peaceful lake views for the best of both worlds. The condo is move-in and rental ready with updated cabinetry, granite countertops and backsplash, stainless steel appliances, LVP flooring, updated lighting, washer/dryer, and a 2024 HVAC system. Even better, it has already generated approximately $35,000 in rental revenue this year. Laketown Wharf delivers the resort lifestyle with 5 pools, hot tubs, fitness center, mini golf, lakefront boardwalk, nightly fountain shows, and on-site dining--all just steps from the beach and close to Pineapple Willy's, Pier Park, dining, shopping, and entertainment. Gulf views. Sunset cocktails. Resort amenities. Proven rental income. Whether you're searching for your own PCB escape or a turn-key vacation rental, Unit 1216 lets you have both.

Highlights

Listed by Mary L Tisdale , 850-866-8867 Keller Williams Realty Emerald , 850-654-2900. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2651 Quarterly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

790802

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:0
Sewer:Public Sewer
Principal Interest
$1,845
Taxes
$281
HOA
$2,651

Home Price

$334,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$66,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,845.30

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,845.30 $281.25 $2,651.00 $4,777.55
Yearly $22,143.62 $3,375.00 $31,812.00 $57,330.62
Total $664,308.68 $101,250.00 $954,360.00 $1,719,918.68

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS