Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

9860 S Thomas Dr Unit 1211 , Panama City Beach, FL 32408
$374,900
Est. Payment: $2,071.27/mo
3 Bed
2 Bath
1262 Sqft
Status: Active | Days on site: 42
Get Pre-Qualified
CPREE - B10767
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Welcome to Laketown Wharf Resort ! Own one of Panama City Beach's most popular vacation destinations. Enjoy the many pools, shops, restaurants, boardwalk, 2-story gym, pickleball court, and so many more on-site amenities that everyone will surely enjoy during their stay. This is a great investment and/or a personal home if you choose to reside here full time. This unit 1211 is located in the middle of the complex and not too high or too low, with great views of the Gulf (from across the street), with dedicated boardwalk access, located right across the street from Pineapple Willy's restaurant. There are two other quiet public beach access points #33 & #34 too. This is a fully remodeled unit with fresh white quartz counters, white cabinetry and recently added new furniture throughout. This is a 3 bedroom unit actually with 2 full size bedrooms, a dedicated bunk room (which has a double & single bed) with barn door, cabinetry and a window too! 2 full baths with the main having double vanities, a walk-in shower and separate garden tub. The kitchen is bright white, crisp, and full of light. Premium appliances to match and updated overhead lighting make cooking a joy. Gather at the serving island/bar and make memories at the beach. The balcony is massive and includes all lounge furniture to watch the sunsets each evening. COA includes your insurance, WIFI, cable, water, garbage, pest service, and amenity/facility use. Owners get 2 parking passes for the covered garages and RFID armbands. Condo comes furnished, including all appliances, a refrigerator, and a stacked washer/dryer too! Compare this unit to any unit and elevate your experiences in Panama City Beach.

Highlights

Listed by Mark A Chambliss , 334-596-1474 Coastal Palms Real Estate , 716-912-1447. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3195.61 Quarterly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

794609

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0x0
Zoning:Resort
Roof:Flat,Membrane
Sewer:Public Sewer
Parking Features:Parking Lot,Gated
Principal Interest
$2,071
Taxes
$365
HOA
$3,196

Home Price

$374,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$74,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,071.27

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,071.27 $365.48 $3,195.61 $5,632.36
Yearly $24,855.22 $4,385.75 $38,347.32 $67,588.29
Total $745,656.66 $131,572.50 $1,150,419.60 $2,027,648.76

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS