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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9860 S Thomas Dr Unit 2127 , Panama City Beach, FL 32408
$399,999
Est. Payment: $2,209.94/mo
2 Bed
2 Bath
1262 Sqft
Status: Active | Days on site: 399
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Harrison Lilly Team
Owner/Operator

House Description

Experience coastal living at its finest in this stunning penthouse-level condo at Laketown Wharf Resort in Panama City Beach. This spacious 2-bedroom + Bunks, 2-bath residence also features a bunk room, comfortably accommodating over eight guests, perfect for family getaways or vacation rental potential. Enjoy breathtaking Gulf views from both the living room and master suite, along with stylish and durable laminate and tile flooring throughout. The kitchen is equipped with sleek stainless steel appliances, ideal for entertaining or everyday living. Located just steps from the world's most beautiful white-sand beaches, shopping, dining, and entertainment, Laketown Wharf offers an unbeatable beachside lifestyle. Resort amenities include five uniquely designed pools, a kids' Funscape playground, the Splash Bar & Grill, a Gulf-view fitness center, covered garage parking, and convenient beach access. The property also boasts a 52,000-square-foot lakefront boardwalk with market shops, as well as a nightly fountain and light show. Whether you're looking for a personal retreat or an investment opportunity, this penthouse delivers location, luxury, and lifestyle all in one.

Highlights

Listed by Meghan Hall Team , 850-502-2725 Keller Williams Realty Emerald , 850-654-2900. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3195.61 Quarterly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf Phase II

Listing ID

778352

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, See Remarks, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:Condo
Zoning:Resid Multi-Family
Roof:Clay,Membrane
Others:
  • ▪ Additional:Dock
Sewer:Public Sewer
Principal Interest
$2,210
Taxes
$397
HOA
$3,196

Home Price

$399,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,209.94

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,209.94 $397.28 $3,195.61 $5,802.83
Yearly $26,519.24 $4,767.34 $38,347.32 $69,633.90
Total $795,577.27 $143,020.20 $1,150,419.60 $2,089,017.07

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS