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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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118 Lakeside Cir , Panama City Beach, FL 32413
$439,999
Est. Payment: $2,430.93/mo
3 Bed
2 Bath
1444 Sqft
0.17 Acres
Status: Active | Days on site: 160
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Harrison Lilly Team
Owner/Operator

House Description

Your Panama City Beach opportunity is here--live it, love it, or rent it. This 3BR/2BA home near the Gulf offers the perfect blend of personal getaway and income-producing potential. Welcome to 118 Lakeside Circle in Panama City Beach, a well-located 3-bedroom, 2-bathroom home just minutes from the Gulf, shopping, dining, and local attractions. Conveniently situated near Pier Park and Frank Brown Park, this property offers easy access to both entertainment and outdoor recreation. The home features a functional layout with comfortable living spaces and a spacious backyard ideal for outdoor enjoyment, gatherings, or future enhancements. Whether you're searching for a primary residence, second home, or investment opportunity, this property offers versatility in a desirable coastal market. With strong rental potential and proximity to area amenities, 118 Lakeside Circle presents an excellent opportunity to enjoy the Panama City Beach lifestyle.

Highlights

Listed by Blue Wave Group , 850-353-4196 and Tammy A Laborde , 850-353-1843 Coldwell Banker Realty , 850-863-4563. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.17

Year Built

1988

County

Bay

Area

27 - Bay County

Neighborhood

Lakeside Villas

Listing ID

1000992

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:68X108
Zoning:Resid Single Family
Sewer:Community Sewer
Principal Interest
$2,431
Taxes
$308

Home Price

$439,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$88,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,430.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,430.93 $307.58 $0.00 $2,738.52
Yearly $29,171.17 $3,691.01 $0.00 $32,862.18
Total $875,135.20 $110,730.30 $0.00 $985,865.50

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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