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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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285 N Wells St , Panama City Beach, FL 32413
$399,975
Est. Payment: $2,209.80/mo
3 Bed
2 Bath
1750 Sqft
0.08 Acres
Status: Active | Days on site: 201
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BSA2 - B1058
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Discover easy coastal living in this inviting 3-bedroom, 2-bath home in the gated community of Laguna Haven. This single-level residence features a comfortable open layout with high ceilings, a spacious kitchen with bar seating, and a cozy living area ideal for relaxed gatherings. The primary suite offers a private retreat with a walk-in closet and well-appointed bathroom. Enjoy your mornings on the covered patio overlooking a low-maintenance yard, perfect for anyone seeking convenience and privacy. Located on the quiet west end of Panama City Beach, you're just minutes from emerald waters, popular beachfront parks, and the shopping and dining of Pier Park. A wonderful full-time home or beach getaway in a peaceful, well-kept neighborhood!
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Highlights

Listed by Marina Grigoryan , 850-200-0834 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.08

HOA Fee

490 Quarterly

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Laguna Haven

Listing ID

783764

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:30 x 88 x 55 x 83
Principal Interest
$2,210
Taxes
$76
HOA
$490

Home Price

$399,975

Loan Details

30 yrs
7.374%

Down Payment

20%
$79,995
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,209.80

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,209.80 $76.25 $490.00 $2,776.05
Yearly $26,517.65 $915.00 $5,880.00 $33,312.65
Total $795,529.53 $27,450.00 $176,400.00 $999,379.53

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:14:18.000Z

© 2026 Bay County Association of REALTORS