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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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261 N Wells St , Panama City Beach, FL 32413
$625,000
Est. Payment: $3,453.03/mo
4 Bed
2 Bath
1954 Sqft
0.12 Acres
Status: Pending | Days on site: 42
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LPTR - B12456,B1803
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Harrison Lilly Team
Owner/Operator

House Description

MOTIVATED SELLER + $10,000 BUYER CREDIT! Seller is offering the buyer a $10,000 credit at closing that can be used toward an interest rate buydown, closing costs, or other allowable expenses with an acceptable offer. INVESTOR ALERT! Fully furnished, turnkey, and already producing rental activity, this 2023-built home offers an exciting short-term rental opportunity on the desirable West End of Panama City Beach. Seller reports approximately $29,000 in gross rental revenue during its first 2.5 months on the rental platform, with additional shoulder-season bookings already on the books. Rental history is available upon request. Buyers are encouraged to independently verify rental income, expenses, future bookings, and rental potential. Located in the gated Laguna Haven community less than a mile from the beach, this 4-bedroom, 2-bath home is being sold fully furnished and ready to rent. A NEW SALTWATER POOL installed in 2026 creates an incredible backyard setup for vacationers, owners, and entertaining. Inside, the open-concept floor plan features wood-look tile flooring, granite countertops, stainless steel appliances, a spacious kitchen island, and a beautifully appointed primary suite with dual vanities and a custom-tiled walk-in shower. With short-term rentals allowed, established rental history, future bookings, full furnishings, a new saltwater pool, and a prime West End location near the beach, dining, shopping, and entertainment, this is an opportunity for a buyer looking for a turnkey PCB investment. The seller is motivated and ready to make a deal. Take advantage of the $10,000 buyer credit and schedule your private showing of 261 N Wells Street today.

Highlights

Listed by John J Arroyo , 850-943-7777 LPT Realty LLC , 877-366-2213. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

490 Quarterly

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laguna Haven

Listing ID

794398

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:50.0 ft x 110.0 ft
Sewer:Public Sewer
Principal Interest
$3,453
Taxes
$432
HOA
$490

Home Price

$625,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,453.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,453.03 $431.75 $490.00 $4,374.79
Yearly $41,436.42 $5,181.04 $5,880.00 $52,497.46
Total $1,243,092.59 $155,431.20 $176,400.00 $1,574,923.79

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS