Welcome to Laguna Haven, a secluded gated community on the desirable west end of Panama City Beach, conveniently located north of US-98 and less than one mile from the beach. This beautifully appointed Florence floor plan offers 4 bedrooms, 2 full bathrooms, and a 2-car garage--and is being offered fully furnished with elegant, modern coastal furnishings, creating a turnkey opportunity for a primary residence, second home, or investment property. Thoughtfully furnished and currently arranged to sleep up to 12, this home provides a flexible, guest-ready layout for personal enjoyment or vacation-rental use. Inside, the home features wood-look porcelain tile flooring, soaring ceilings, crown molding, bullnose corners, recessed lighting, and a designer lighting package that create a polished yet relaxed coastal feel. The open-concept living space is designed for both everyday comfort and entertaining. The kitchen showcases Samsung fingerprint-resistant stainless-steel appliances, soft-close Shaker cabinetry, a walk-in pantry, under-mount sink, Calacatta Bravos quartz countertops, and a stylish backsplash. The furnishings and décor complement the home's updated finishes, creating an inviting, elevated beach-inspired atmosphere from the moment you enter. The primary suite offers tray ceilings and recessed LED lighting, while the ensuite bath includes dual sinks, Shaker-style vanity cabinetry, designer fixtures, and a custom-tiled walk-in shower with glass enclosure. Three additional bedrooms provide flexible space for guests, family, a home office, or rental accommodations. Both baths carry through the home's quality finishes with porcelain tile, designer fixtures, and modern cabinetry. Step outside to enjoy an added back deck overlooking the pond, offering a peaceful setting for morning coffee, evening gatherings, or simply taking in the water views. Aluminum fencing defines the backyard while preserving the open pond view. A security system with cameras adds peace of mind. The fully landscaped yard includes a built-in sprinkler system with a separate irrigation meter. The spacious laundry room and attached two-car garage provide excellent storage and everyday convenience. Laguna Haven residents enjoy HOA-provided front-yard and common-area landscaping only, along with trash pickup, community lighting, fountain, and gate maintenance. Backyard landscaping and maintenance are the owner's responsibility. Public water and sewer are available. With nearby schools, shopping, restaurants, entertainment along Panama City Beach Parkway and 30A, beach proximity, and short-term rentals permitted, this furnished home is ready to enjoy or rent from day one.