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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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242 N Wells St , Panama City Beach, FL 32413
$475,000
Est. Payment: $2,409.11/mo
3 Bed
2 Bath
1690 Sqft
Status: active | Days on site: 27
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Built just three years ago, this chic, one owner, 3-bedroom, 2-bath home is located on the coveted west end of Panama City Beach in the gated community of Laguna Haven. From the moment you step inside you'll appreciate the bright and open floor plan, featuring 9-foot elegant tray ceilings, luxury vinyl plank flooring and abundant natural light throughout. The gourmet kitchen is designed to impress with quartz countertops, soft-close cabinetry, stainless steel appliances, a large island and plenty of room for entertaining. The spacious primary suite offers a true retreat with a walk-in closet and spa-inspired bathroom featuring a custom tiled walk-in shower and dual vanities. Enjoy Florida living year-round from the custom-built screened Florida Lanai, an ideal extension of the living space, that overlooks the fully fenced backyard. Cozy evenings are made even better around the custom-built electric fireplace, creating the perfect atmosphere for relaxing after a day at the beach. Additional highlights include hurricane shutters, a doggy door, paver driveway, two car garage, covered front porch and designer finishes throughout. Also located in Flood Zone X, meaning flood insurance is not required. Whether you're looking for a full-time residence, a second home, or a turnkey vacation rental, this property checks every box. Stylish, low-maintenance, and ideally located near shopping, of the Gulf Coast's most beautiful beaches--This is coastal living at its finest! Call today to schedule your showing.

Highlights

Listed by Savannah Z Hamilton , 850-890-1300 and Non Member Agent (NABOR) , 850-890-1300 Paradise Properties , 850-588-7136. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

Year Built

2023

County

Bay

Area

27 - Bay County

Neighborhood

Laguna Haven

Listing ID

1008044

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Ceiling Raised, Ceiling Tray/Cofferd, Fireplace, Pantry

Exterior Features

Lot Dimensions:50x110
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Hurricane Shutters, Patio Covered
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,409
Taxes
$363
HOA
$0

Home Price

$475,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,409.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,409.11 $363.44 $0.00 $2,772.55
Yearly $28,909.32 $4,361.25 $0.00 $33,270.57
Total $867,279.74 $130,837.50 $0.00 $998,117.24

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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