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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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238 N Wells St , Panama City Beach, FL 32413
$619,000
Est. Payment: $3,419.89/mo
4 Bed
3 Bath
2336 Sqft
0.13 Acres
Status: Active | Days on site: 57
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ELGP - E27826,E34235
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Laguna Haven, a gated community located on the quiet and scenic West End of Panama City Beach near 30A and away from the heavy traffic and congestion. This beautifully designed Del Sol floor plan offers 4 bedrooms, 3 full baths, soaring 9-10 ft ceilings, porcelain tile flooring, crown molding, bull-nose corners, and designer lighting throughout. Exterior features include durable Hardie board siding, a paved driveway, lush landscaping, a fully fenced backyard, and an above-ground hot tub for added privacy and relaxation. Offered with furnishings negotiable, with a stylish Miami-inspired design, this home is turnkey and ready for short-term rental or personal use. Short-term rentals are allowed, and similar floor plans in the community have produced over $90,000+ in annual rental revenue. The HOA maintains the gated entrances, sidewalks, community lighting, landscaped green spaces, and covered mailbox area, making this an ideal investment, second home, or full-time residence.

Highlights

Listed by Nathan R Lawrence , 850-250-3701 and Kurt J Fadden , 321-890-5364 Legacy Premier Agency LLC , 850-250-3701. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

Year Built

2024

County

Bay

Area

27 - Bay County

Neighborhood

Laguna Haven

Listing ID

1003624

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Ceiling Tray/Cofferd, Fireplace, Kitchen Island, Lighting Recessed, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Corner,Covenants,Restrictions
Lot Dimensions:45 x 110 x 50 x 109
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Sprinkler System, Fenced Lot-All, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$3,420
Taxes
$395
HOA
$0

Home Price

$619,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$123,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,419.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,419.89 $394.61 $0.00 $3,814.50
Yearly $41,038.63 $4,735.35 $0.00 $45,773.98
Total $1,231,158.90 $142,060.50 $0.00 $1,373,219.40

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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