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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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322 E Lakeshore Dr , Panama City Beach, FL 32413
$1,325,000
Est. Payment: $6,720.15/mo
5 Bed
5 Bath
3137 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 322 E. Lakeshore Drive, a stunning coastal retreat built in 2023 in the highly sought-after Laguna Beach community on the desirable west end of Panama City Beach. Just a short walk to the sugar white sand beaches and emerald waters of the Gulf, this beautifully designed 5-bedroom, 4-bathroom home sleeps up to 18 guests and offers an exceptional opportunity as a vacation rental, second home, or primary residence with no HOA. The spacious open concept floor plan features a chef-inspired kitchen with an oversized island, generous dining area, and inviting living space designed for entertaining. Outside, your private backyard oasis awaits with a heated pool and spa, providing the perfect place to relax after a day at the beach. Thoughtfully designed to accommodate large families and groups, the home offers comfortable bedrooms, additional bunk accommodations, and modern finishes throughout, making it ideal for short-term rental income. Located in the golf cart friendly community of Laguna Beach, you're just minutes from Thomas Donut & Snack Shop, Carousel Supermarket, Pier Park, and only a short drive to the shops, restaurants, and beaches of Scenic Highway 30A. With modern construction, luxury finishes, a private heated pool and spa, no HOA, and an unbeatable location, 322 E. Lakeshore Drive is a rare opportunity to own a turnkey beach home with outstanding investment potential and the ultimate coastal lifestyle.

Highlights

Listed by Garrison D Dykes , 229-206-1088 Found Real Estate , 904-584-5161. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.17

Year Built

2023

County

Bay

Area

27 - Bay County

Neighborhood

Laguna Beach

Listing ID

1008618

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Gas
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry

Exterior Features

Lot:Cleared,Within 1/2 Mile to Water
Lot Dimensions:50x150
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Hot Tub, Shower, Patio Covered, Patio Open, Fenced Privacy
Sewer:Public Sewer
Parking Features:Oversized
Principal Interest
$6,720
Taxes
$1,213

Home Price

$1,325,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$265,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,720.15

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,720.15 $1,213.39 $0.00 $7,933.54
Yearly $80,641.80 $14,560.70 $0.00 $95,202.50
Total $2,419,254.00 $436,821.00 $0.00 $2,856,075.00

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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