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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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322 E Lakeshore Dr , Panama City Beach, FL 32413
$1,325,000
Est. Payment: $6,719.45/mo
5 Bed
5 Bath
3137 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 322 E. Lakeshore Drive, a stunning coastal retreat built in 2023 in the highly sought after Laguna Beach community on the desirable west end of Panama City Beach. Just a short walk to the sugar-white sand beaches and emerald waters of the Gulf, this beautifully designed 5 bedroom, 4 bathroom home sleep 18 and offers the perfect combination of luxury, location, and investment potential with no HOA fees! Whether you're searching for a high performing vacation rental, second home, or full time beach residence, this property checks every box. Designed to comfortably accommodate large families and groups, the spacious open concept floor plan features a beautifully appointed living area, a chef-inspired kitchen with an oversized island and breakfast bar, and generous dining space ideal for gathering after a day at the beach. Step outside to your own private backyard oasis featuring a sparkling heated pool and spa, creating the ultimate space to relax, entertain, and enjoy the Florida sunshine year round. From morning coffee by the pool to evenings under the stars, this outdoor retreat is what beach living is all about. Each bedroom has been thoughtfully designed to provide comfort and privacy, while additional bunk accommodations allow the home to sleep multiple guests with ease, making it an exceptional short-term rental opportunity. Location is everything, and 322 E. Lakeshore Drive delivers. Nestled in the charming, golf-cart-friendly community of Laguna Beach, you'll enjoy easy access to the beach while remaining just minutes from local favorites like Thomas Donut & Snack Shop, Carousel Supermarket, and the shopping, dining, and entertainment of Pier Park. The scenic communities of 30A are also just a short drive away, offering even more opportunities to explore the Emerald Coast. With modern construction, luxury finishes, a private pool and spa, and an unbeatable location on the west end of Panama City Beach, 322 E. Lakeshore Drive is an outstanding opportunity to own a piece of paradise while generating impressive rental income. Schedule your private showing today and experience everything this exceptional beach home has to offer.

Highlights

Listed by Garrison D Dykes , 229-206-1088 Found Real Estate Company , 904-584-5161. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laguna Beach

Listing ID

793214

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Gas Range, Gas Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Separate Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 150.0 ft
Zoning:Resid Single Family
Roof:Metal,Other
Others:
  • Additional:Patio, Outdoor Shower, Rain Gutters
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$6,719
Taxes
$845

Home Price

$1,325,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$265,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,719.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,719.45 $844.69 $0.00 $7,564.14
Yearly $80,633.42 $10,136.25 $0.00 $90,769.67
Total $2,419,002.73 $304,087.50 $0.00 $2,723,090.23

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS