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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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321 Deluna Pl , Panama City Beach, FL 32413
$499,000
Est. Payment: $2,756.90/mo
0.47 Acres
Status: Pending | Days on site: 180
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BPOF - B11088,B11088
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

'BACK ON MARKET - NO FAULT OF SELLER' PRICE JUST REDUCED $30,000! MOTIVATED SELLER - BRING ALL OFFERS! BUILDER/INVESTOR OPPORTUNITY - THREE LOTS SOLD TOGETHER! Rare opportunity to purchase three residential lots together in the highly desirable Laguna Beach area on the west end of Panama City Beach. Zoned for single-family homes and/or duplexes, with short-term rentals allowed and NO HOA, this property offers incredible flexibility for investors or builders. Located in a charming golf cart-friendly community, just a short distance to the white sandy beaches and public beach access. The seller even notes you can hear the ocean from the property--adding to the coastal appeal. Conveniently situated near local favorites like Thomas Donut & Snack Shop and other popular dining and shopping spots. Utilities & Improvements: Sewer lines have recently been added next door, and a water meter is already in place on the property. See survey for details on all three lots.
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Highlights

Listed by Katherine A Gloer , 404-732-4264 Berkshire Hathaway HomeServices Beach Properties of Florida , 850-252-4160. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
0.47

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Laguna Beach

Listing ID

787689

Questions about this listing?

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:See Survey for all 3 lots
Zoning:County, Resid Single Family
Principal Interest
$2,757
Taxes
$475

Home Price

$499,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,756.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,756.90 $474.58 $0.00 $3,231.49
Yearly $33,082.84 $5,695.00 $0.00 $38,777.84
Total $992,485.12 $170,850.00 $0.00 $1,163,335.12

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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