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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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315 El Prado Pl , Panama City Beach, FL 32413
$250,000
Est. Payment: $1,381.21/mo
0.07 Acres
Status: Active | Days on site: 14
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Harrison Lilly Team
Owner/Operator

House Description

THREE BLOCKS TO THE BEACH. IN LAGUNA BEACH. WITH SEWER JUST ONE LOT AWAY. That's the opportunity at 315 El Prado Place. This gem of a homesite puts you in the heart of popular Laguna Beach, where the appeal is simple: beautiful Gulf beaches, a laid-back West End atmosphere, and the kind of coastal location people actually want to vacation in--and own. From here, the white sands and emerald Gulf waters on Panama City Beach are literally just three blocks away. And this isn't just about being near the beach. Laguna Beach gives you that coveted West End lifestyle without being disconnected from the rest of Panama City Beach. Easy access to Hwy 98 puts shopping, dining, entertainment and Pier Park within convenient reach, while nearby favorites like Carousel Supermarket and Conservation Park add to the everyday appeal of the area. For the investor or builder, the possibilities get even more interesting. The lot measures approximately 50' x 65', and sewer is available just one lot northeast, putting a major piece of infrastructure very close to the property. A location this close to the Gulf, combined with the surrounding residential development and vacation-rental appeal of the West End, creates an exciting opportunity to build something designed for today's coastal market. Look around the neighborhood and it's easy to see the potential: completed homes featuring pools and ADUs are selling for just over $1 million, demonstrating what the finished product can be worth in this pocket of the beach. Build it for yourself. Build it as a second home. Build it with vacation rental potential in mind. Or simply secure a piece of Laguna Beach while you still can! (Buyer to verify all building, zoning, utility, dimensions, use and short-term-rental requirements with the appropriate governmental agencies.)

Highlights

Listed by Jessica J Albritton , 850-258-4766 Beachy Beach Real Estate , 850-532-6262. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.07

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laguna Beach

Listing ID

795758

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 65.0 ft
Zoning:City
Principal Interest
$1,381
Taxes
$106

Home Price

$250,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$50,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,381.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,381.21 $105.52 $0.00 $1,486.73
Yearly $16,574.57 $1,266.18 $0.00 $17,840.75
Total $497,237.04 $37,985.40 $0.00 $535,222.44

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS