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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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240 14th St , Panama City Beach, FL 32413
$420,000
Est. Payment: $2,130.16/mo
3 Bed
3 Bath
1848 Sqft
Status: active | Days on site: 90
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

LAGUNA BEACH! This 1,848 sf home is 2 blocks to beach access #78. With 3 bedrooms and 3 full bathrooms, it could be a great short term rental property! Versatile Panama City Beach property offering the perfect opportunity for a primary residence, second home, or short-term rental investment. Owner occupied and currently being transitioned into a vacation rental. This home is ideally located on the desirable west end of PCB near beaches, dining, shopping, and entertainment. Spacious, inviting and full of potential, this property offers the flexibility to enjoy coastal living while also generating rental income opportunities. Property features a 12x20 shed w/ electric, privacy fenced yard, small porches, and new deck. The master bedroom has 2 full bathrooms, 2 walk in closets (one is currently used as a small home office) and the bedroom could be split to offer a 4th bedroom. Whether you are searching for a primary residence, vacation retreat, or an investment opportunity, this versatile beach property offers endless possibilities in one of Panama City Beach's most sought after areas.

Highlights

Listed by Tiffany Hennessy , 850-628-0994 Hennessy Real Estate Group LLC , 850-628-0994. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
0.14

Year Built

1998

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laguna Beach

Listing ID

789833

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s),Window Unit(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:50x120
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • Additional:Deck
Parking Features:Gravel
Principal Interest
$2,130
Taxes
$269

Home Price

$420,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$84,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,130.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,130.16 $269.25 $0.00 $2,399.41
Yearly $25,561.93 $3,231.00 $0.00 $28,792.93
Total $766,857.87 $96,930.00 $0.00 $863,787.87

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS