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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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232 Wisteria Ln , Panama City Beach, FL 32413
$720,000
Est. Payment: $3,651.70/mo
3 Bed
2 Bath
1480 Sqft
Status: active | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience the coastal charm in this brand-new beach home, ideally located just a short walk from the sugar-white sand and emerald waters of the Gulf. Designed with an open, airy floor plan, the home features 10-foot ceilings that enhance the spacious feel throughout. A welcoming front porch invites you to relax with your morning coffee or unwind after a day at the beach. The two-car garage provides ample storage for vehicles, golf carts, and beach gear. Whether you're spending your days at the beach, exploring nearby restaurants and shops, or simply enjoying the laid-back coastal lifestyle, this home offers the perfect place to make lasting memories. Information contained within this listing such as lot dimensions, is deemed to be accurate but is not guaranteed. Buyer to verify.

Highlights

Listed by Cyndi Wilkinson , 850-814-4323 Rosemary Beach Realty LLC , 850-278-2000. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.14

Year Built

2026

County

Bay

Area

27 - Bay County

Neighborhood

Laguna Beach

Listing ID

1006437

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Stove/Oven Electric, Water Heater - Tnkls
Floor:Floor Vinyl
Other:
  • Additional:Kitchen Island

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:120x50
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Porch
Sewer:Public Sewer
Principal Interest
$3,652
Taxes
$211

Home Price

$720,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$144,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,651.70

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,651.70 $211.34 $0.00 $3,863.04
Yearly $43,820.45 $2,536.03 $0.00 $46,356.48
Total $1,314,613.49 $76,080.90 $0.00 $1,390,694.39

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

© 2026 Emerald Coast Multiple Listing Services