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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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212 16th St , Panama City Beach, FL 32413
$425,000
Est. Payment: $2,348.06/mo
3 Bed
2 Bath
1372 Sqft
0.14 Acres
Status: Active | Days on site: 13
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Harrison Lilly Team
Owner/Operator

House Description

Looking for a proven rental performer with a private heated pool--just over a block from the beach? Grossing at least $50,000 in 2026, this exceptional coastal retreat offers the rare combination of location, lifestyle, and investment potential. Set in the highly desirable Laguna Beach community of Panama City Beach, this fully furnished home is located just over a block from the pristine Gulf sands and features a private heated in-ground pool, a strong rental history, and no HOA restrictions.The open-concept kitchen features sleek gray walls, crisp white cabinetry, and stainless-steel appliances, including a gas range. Designed with both entertaining and everyday living in mind, the kitchen flows naturally into the spacious living area, creating an ideal gathering space for family and friends. (3) bedrooms comfortably accommodate up to six guests, making the home equally well suited for family vacations or rental guests. Outside, the property truly shines. A heated in-ground pool serves as the centerpiece of the private backyard oasis, creating an inviting space to unwind after a day at the beach. 2 minutes to the beach, 10 minutes to Pier Park, 10 minutes to 30A, ZERO minutes to Laguna Beach living!

Highlights

Listed by Theresa E Callahan , 850-919-5025 Anchor Realty Florida , 850-653-3333. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.14

Year Built

2003

County

Bay

Area

27 - Bay County

Neighborhood

Laguna Beach

Listing ID

1013097

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dryer, Microwave, Refrigerator, Stove/Oven Gas, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Ceiling Cathedral

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:50 X 120
Zoning:Mobile Home, Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Pool - Gunite Concrt, Pool - House, Yard Building, Deck Open, Fenced Lot-Part
Sewer:Septic Tank
Principal Interest
$2,348
Taxes
$257

Home Price

$425,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,348.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,348.06 $256.57 $0.00 $2,604.63
Yearly $28,176.77 $3,078.84 $0.00 $31,255.61
Total $845,302.96 $92,365.20 $0.00 $937,668.16

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T00:53:56.000Z

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