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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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208 14th St , Panama City Beach, FL 32413
$1,650,000
Est. Payment: $9,116.01/mo
5 Bed
4 Bath
3127 Sqft
0.14 Acres
Status: Active | Days on site: 7
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EWSO - E28405
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to your own piece of paradise in Panama City Beach! Built in 2023 with wood and steel construction, the joist and columns are steel and will withstand 100 MPH winds, more than a standard house. This beautifully appointed 5 bedroom, 4 bath home offers 3,127 square feet of thoughtfully designed living space and is ideally located just one block from the Gulf in enviable Laguna Beach on the west end of PCB and a 10 minute drive to 30A and all its amenities. Approximately a 5 minute walk to the beach, with NO HOA, this property offers the flexibility and income potential that savvy investors and second home buyers are seeking. Designed for both entertaining and effortless beach living, the home features a private gas heated pool surrounded by a spacious paver pool deck and gas hookup for a gas grill or summer kitchen, a game room for family and guests, and a cozy fireplace that adds ambiance after a day at the beach. A large paver stone driveway provides attractive curb appeal and ample parking. Currently operating as a successful short-term vacation rental, the property generated an impressive $172,555.33 in actual rental income, offering buyers the opportunity to acquire a newer coastal home with a proven rental history. Whether you're looking for a high-performing investment, a second home, or the ultimate family beach retreat, this exceptional property delivers the perfect combination of location, luxury, flexibility, and income potential. The home comes furnished and turnkey and includes a 6 seater golf cart. Whether you're looking for a high-performing investment, a second home, or the ultimate family beach retreat, this exceptional property delivers the perfect combination of location, luxury, flexibility, and income potential. Just steps from the sugar-white sands and emerald waters of Panama City Beach, this is Gulf Coast living at its finest!

Highlights

Listed by Shaunet S Nicholas , 850-748-9455 Watersound Real Estate , 850-231-7792. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.14

Year Built

2023

County

Bay

Area

27 - Bay County

Neighborhood

Laguna Beach

Listing ID

1011479

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Auto Garage Door Opn, Dishwasher, Dryer, Freezer, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Fireplace, Kitchen Island, Pantry

Exterior Features

Lot Dimensions:50x125
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Fenced Back Yard, Pool - Gunite Concrt, Patio Covered, Porch, Fenced Privacy
Parking Features:Garage
Principal Interest
$9,116
Taxes
$1,014

Home Price

$1,650,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$330,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,116.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,116.01 $1,013.91 $0.00 $10,129.92
Yearly $109,392.15 $12,166.87 $0.00 $121,559.02
Total $3,281,764.44 $365,006.10 $0.00 $3,646,770.54

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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