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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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206 Malaga Pl , Panama City Beach, FL 32413
$675,000
Est. Payment: $3,729.28/mo
2 Bed
2 Bath
1080 Sqft
0.07 Acres
Status: Active | Days on site: 4
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CLRA - B11131
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Harrison Lilly Team
Owner/Operator

House Description

Rare opportunity to own a Laguna Beach bungalow just one block from the ocean. The open floor plan features a remodeled kitchen that flows into the family room, with tile countertops, white cabinetry, and black appliances, including a refrigerator, range, and microwave. The front bedroom comfortably accommodates a queen-size bed and a set of full-size bunk beds, or it could serve as a second main bedroom with a king-size bed. It also offers two closets and a full bath. The spacious main bedroom includes a walk-in closet, an oversized shower, separate vanities, and a large linen closet for additional storage. Additional features include built-in hallway cabinets, a large pantry, newer light fixtures and ceiling fans, and an exterior painted in 2025. The low-maintenance construction includes concrete block and vinyl soffits. Outside, the patio has new ceiling fans and lighting, while the backyard offers an outdoor shower and two large storage sheds. This amazing beach getaway is being sold fully furnished & ready for you to immediately enjoy the relaxing beach life. With its inviting layout, abundant storage, and location just a block from the ocean, this bungalow offers a great combination of comfort, convenience, and coastal living.

Highlights

Listed by Carol A Walker , 678-523-1042 Coastal Living Realty & Associates , 404-401-2444. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.07

Year Built

1974

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laguna Beach

Listing ID

796109

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Concrete
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 65.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Outdoor Shower
Parking Features:Paved
Principal Interest
$3,729
Taxes
$214

Home Price

$675,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$135,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,729.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,729.28 $213.99 $0.00 $3,943.26
Yearly $44,751.33 $2,567.82 $0.00 $47,319.15
Total $1,342,540.00 $77,034.60 $0.00 $1,419,574.60

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS