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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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19214 Front Beach Rd , Panama City Beach, FL 32413
$3,700,000
Est. Payment: $18,765.70/mo
4 Bed
5 Bath
3243 Sqft
Status: active | Days on site: 35
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Luxury Gulf-View Property!! West End of Panama City Beach!! VERY HIGH RENTAL PERFORMANCE!! LOCATED DIRECTLY NEXT TO THOMAS DONUTS!!! AND ELEVATOR!!! Experience coastal living at its finest in this extraordinary custom built 4-bedroom, 4.5-bathroom beach home located on the highly coveted West End of Panama City Beach in the charming Laguna Beach community. Perfectly positioned on an oversized lot with unobstructed Gulf views, less than 100 steps to the beach, this exceptional property offers the ultimate combination of luxury, investment potential, and lifestyle. Designed for entertaining and relaxation, the home features a private resort-style pool, two spacious upper-level balconies showcasing breathtaking sunsets over the Gulf, and premium indoor and outdoor living spaces throughout. Inside, you'll find an impressive collection of ultra-premium appliances, designer furnishings, and curated coastal décor, creating a truly turnkey luxury experience. Every detail has been thoughtfully selected to provide both elegance and comfort. Another highly desirable feature is the massive heated and cooled garage,complete with its own bathroom--ideal for storing boats, recreational vehicles, golf carts, creating a workshop, or additional entertainment space. With NO HOA, there are no restrictive association fees, allowing for maximum flexibility and excellent investment opportunities. The property boasts outstanding rental performance, making it an ideal primary residence, second home, or income-producing vacation rental. Located just steps from the sugar-white sands of the Gulf and next door to the world-famous Thomas Donut & Snack Shop, this property places you in one of Panama City Beach's most sought-after destinations, close to Pier Park, dining, shopping, and endless coastal activities. This is more than a beach home--it's a truly rare opportunity to own a premier Gulf-view estate in one of the most desirable locations on the Emerald Coast.

Highlights

Listed by Scott Suber , 850-830-3266 Beach Haven Realty , 770-596-6599. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

2020

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laguna Beach

Listing ID

792016

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Gas Oven, Gas Range, Tankless Water Heater, Wine Cooler
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Interior Steps, Smart Thermostat

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 150.0 ft
Zoning:Resid Multi-Family, Resid Single Family
Others:
  • Additional:Patio, Fire Pit, Outdoor Shower
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$18,766
Taxes
$2,359

Home Price

$3,700,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$740,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$18,765.70

Principal

Taxes

Principal Taxes HOA Total
Monthly $18,765.70 $2,358.75 $0.00 $21,124.45
Yearly $225,188.42 $28,305.00 $0.00 $253,493.42
Total $6,755,652.68 $849,150.00 $0.00 $7,604,802.68

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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