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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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109 Granger Ln , Panama City Beach, FL 32413
$849,000
Est. Payment: $4,305.52/mo
4 Bed
4 Bath
2738 Sqft
Status: active | Days on site: 261
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

CALLING ALL INVESTORS! A duplex in the heart of Laguna Beach just steps from the Gulf AND with waterfront lake views! Rental Projections: $130,000! Laguna Beach is THE hottest ticket in town and this duplex is ready for its next investor. Priced at an incredible value with the land itself worth almost 700k! Professionally furnished and decorated, this gem is turnkey ready and raring to hit the rental market. Each unit boasts 2 bedrooms upstairs but is also set up to sleep in the main level as well with each side sleeping up to 10. This would make a wonderful short term rental or even long term rental too. You can even live in one side and rent out the other! With a quarter of an acre you have ample parking and plenty of room for a pool as well! Truly the possibilities are endless!
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Highlights

Listed by Brian Clowdus , 256-504-3799 Christies International Real Estate Emerald Coast , 850-213-2800. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome
Lot/Acreage
0.23

Year Built

1983

County

Bay

Area

27 - Bay County

 Neighborhood

Laguna Beach

Listing ID

988828

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Cooktop, Dryer, Microwave, Stove/Oven Electric, Washer
Air Cond:Wall/Window Unit(s),Ceiling Fans
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Newly Painted

Exterior Features

Lot:Dead End,Wetlands,Within 1/2 Mile to Water,Lake,Pond
Zoning:Resid Multi-Family
Others:
  • ▪ Additional:Balcony, Shower, Deck Covered, Deck Open, Patio Covered, Patio Open, Porch, Porch Open
Sewer:Public Sewer
Principal Interest
$4,306
Taxes
$605

Home Price

$849,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$169,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,305.52

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,305.52 $605.07 $0.00 $4,910.60
Yearly $51,666.25 $7,260.90 $0.00 $58,927.15
Total $1,549,987.41 $217,827.00 $0.00 $1,767,814.41

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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