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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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19979 Front Beach Rd , Panama City Beach, FL 32413
$3,250,000
Est. Payment: $17,955.78/mo
0.32 Acres
Status: Active | Days on site: 21
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Harrison Lilly Team
Owner/Operator

House Description

Looking for land to build that new beach house, on the most desirable West End of Panama City Beach, you just found it. Pick and choice which one or buy two for more privacy. Each lot is shovel ready with plans for a 9 bedroom, 6500 Sq. Ft. home and also with DEP permit in hand. Construction can be under way in 30 days or less rather than a year waiting on permits. This property was the old Pineapple Hotel, and it was torn down and replotted for 4 new Gulf Front Lots. Each Lot is approximately 230' deep and 60' wide, and the seller will provide a platted and approved 4-story house plans and as well DEP permit to build. Look at document section for the plat, survey and building plans. Bids for construction area available from current builder.

Highlights

Listed by Bill Thomas , 850-381-3156 Beach Time Realty, Inc , 850-381-3156. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.32

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laguna Beach Villas

Listing ID

791665

Questions about this listing?

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Interior Features

Exterior Features

Lot Dimensions:60x233
Sewer:Public Sewer
Principal Interest
$17,956
Taxes
$2,072

Home Price

$3,250,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$650,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$17,955.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $17,955.78 $2,071.88 $0.00 $20,027.66
Yearly $215,469.38 $24,862.50 $0.00 $240,331.88
Total $6,464,081.47 $745,875.00 $0.00 $7,209,956.47

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS