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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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105 Azalea Dr , Panama City Beach, FL 32413
$580,000
Est. Payment: $3,204.42/mo
3 Bed
2 Bath
1280 Sqft
0.11 Acres
Status: Active | Days on site: 7
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Harrison Lilly Team
Owner/Operator

House Description

LOCATION, LOCATION, LOCATION! Here's your chance to own a waterfront property on beautiful West Twin Lake, just one block from the Gulf of Mexico! This 3-bedroom, 2-bath home offers tons of potential for a primary residence, beach getaway, or investment property. Enjoy waterfront living with your own dock on West Twin Lake--perfect for fishing, kayaking, paddleboarding, or simply relaxing by the water. And when you're ready for the beach, the sugar-white sands and emerald waters of the Gulf are just a short stroll away! The home could use a little love and updating, but that means the next owner has the opportunity to make it their own and add value. With a little vision, this property could become an adorable coastal retreat. Even better, short-term rentals are allowed, creating an exciting opportunity for buyers looking for a vacation rental or income-producing property. With lakefront living, Gulf proximity, a private dock, 3 bedrooms, 2 baths, and rental potential, properties with this combination don't come along every day. Bring your ideas and make this West Twin Lake property your own piece of paradise!

Highlights

Listed by Jennifer Bowman , 850-258-1509 and Brenda L Tucker , 757-651-4860 Beachy Beach Real Estate , 850-532-6262. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

Year Built

1975

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laguna Beach Estates

Listing ID

795768

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Multi Units,Separate Meters
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:55.0 ft x 93.0 ft
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Dock
Parking Features:Additional Parking
Principal Interest
$3,204
Taxes
$99

Home Price

$580,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$116,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,204.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,204.42 $98.80 $0.00 $3,303.22
Yearly $38,453.00 $1,185.59 $0.00 $39,638.59
Total $1,153,589.92 $35,567.70 $0.00 $1,189,157.62

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS