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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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209 Broderick Pl , Panama City Beach, FL 32413
$659,000
Est. Payment: $3,640.88/mo
3 Bed
3 Bath
1167 Sqft
0.07 Acres
Status: Active | Days on site: 13
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Lil' Laguna -- a classic Florida beach cottage with coastal charm and a lot of personality! Just two blocks from the sugar-white sands and emerald waters of the Gulf, this charming home captures the easygoing spirit of old Florida beach life while offering the flexibility and amenities today's buyers and guests are looking for. Located in the sought-after Laguna Beach area on the desirable west end of Panama City Beach, Lil' Laguna offers Gulf views from the front porch, living room, and kitchen, with the main living space thoughtfully positioned on the second floor. Here, two spacious bedrooms each feature their own full bath, while the open-concept kitchen and living area is filled with tons of natural light. Step outside to the large screened-in porch -- the perfect spot for slow mornings, afternoon naps, or gathering with friends after a day at the beach. And then there's the pool! The private backyard is truly where the beach lifestyle shines through, with a sparkling pool that can easily be heated, outdoor fireplace, string lights, dining area, outdoor shower, and multiple spaces to relax and unwind. It's made for pool days, sunset cocktails, and evenings spent lingering with family and friends. The first floor adds even more versatility with its own private entrance, kitchen, living area, bedroom, full bath, and cozy bunk room. You also have a garage for storing beach gear, bikes and your golf cart. Use the home as one spacious residence, enjoy separate living spaces, or create a flexible rental setup -- the possibilities are endless. Short-term rental friendly, no HOA, and offered fully furnished with a fun boho-chic vibe, Lil' Laguna is ready to enjoy from day one. The location puts you right in the heart of everything that makes this stretch of the Emerald Coast so special. The beach is just minutes away, while Carousel Supermarket, Thomas' Donuts, Carillon, Pier Park, Topgolf, restaurants, shopping, live music, and local entertainment are all close by. And when adventure calls, you're just a short drive from kayaking and paddleboarding, jet skiing, Shipwreck Island Waterpark, Shell Island, dolphin cruises, and the natural beauty of St. Andrews State Park. Plus, the charm and dining of 30A are only about eight minutes away. Lil' Laguna is more than a beach house -- it's a little slice of classic Florida, where the days are sunny, the evenings are breezy, and life feels a little more relaxed. Come see this one-of-a-kind coastal cottage and experience the easy beach lifestyle for yourself! Buyer to verify all dimensions, fees & written information.

Highlights

Listed by Laura H Burnsed , 850-974-5975 Keller Williams Realty SRB , 850-654-2900. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.07

Year Built

1976

County

Bay

Area

27 - Bay County

Neighborhood

Laguna Beach Estates 5th Add

Listing ID

1012605

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:Fireplace
Other:
  • ▪ Additional:Newly Painted

Exterior Features

Lot:Survey Available,Within 1/2 Mile to Water,See Remarks
Lot Dimensions:50x65
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, BBQ Pit/Grill, Fenced Back Yard, Shower, Deck Covered, Patio Covered, Patio Open, Porch, Porch Open, Porch Screened, Fenced Privacy
Sewer:Septic Tank
Parking Features:Oversized
Principal Interest
$3,641
Taxes
$405

Home Price

$659,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$131,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,640.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,640.88 $404.69 $0.00 $4,045.57
Yearly $43,690.56 $4,856.23 $0.00 $48,546.79
Total $1,310,716.83 $145,686.90 $0.00 $1,456,403.73

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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