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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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117 Christmas Tree Ln , Panama City Beach, FL 32413
$359,000
Est. Payment: $1,820.78/mo
2 Bed
1 Bath
750 Sqft
Status: active | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Located in the heart of Laguna Beach, this charming 2 bedroom cinder block cottage offers an incredible opportunity. Featuring tongue and groove ceilings, terrazzo floors, and a location just one block from the Gulf, this property is full of character and potential. Whether you're looking to make a few updates or take on a full renovation, this home offers solid bones and the chance to create the perfect beach retreat or short term rentalLaguna Beach is known for its laid-back coastal lifestyle, golf cart-friendly streets, locally loved spots like Thomas Donuts & Ice Cream Shop and the Carousel grocery store, and miles of beautiful protected shoreline. Conveniently located just minutes from Pier Park, and new attractions like Dolly Parton's Pirates Voyage and TopGolf, approximately 10 minutes from 30A, and about 22 minutes from Northwest Florida Beaches International Airport, this location offers easy access to dining, shopping, entertainment, and travel. Whether you're searching for a primary residence, vacation home, or investment opportunity, this property is full of possibilities. Come see it today! CASH ONLY
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Highlights

Listed by Renata Morse , 850-527-3923 and Kelli Sullivan , 850-819-8246 Beachy Beach Real Estate , 850-233-4351. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.06

Year Built

1955

County

Bay

Area

27 - Bay County

 Neighborhood

Laguna Beach Estates 5th Add

Listing ID

1004143

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Water Heater - Elect
Air Cond:Wall/Window Unit(s)
Fireplaces:
Floor:Floor Terrazo
Other:
  • ▪ Additional:Split Bedroom

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:47x58
Zoning:Resid Single Family
Others:
  • ▪ Additional:Porch
Sewer:Septic Tank
Principal Interest
$1,821
Taxes
$21

Home Price

$359,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$71,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,820.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,820.78 $21.20 $0.00 $1,841.98
Yearly $21,849.36 $254.36 $0.00 $22,103.72
Total $655,480.90 $7,630.80 $0.00 $663,111.70

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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