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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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212 16th St , Panama City Beach, FL 32413
$425,000
Est. Payment: $2,348.06/mo
3 Bed
2 Bath
1372 Sqft
0.14 Acres
Status: Active | Days on site: 21
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Harrison Lilly Team
Owner/Operator

House Description

Looking for a proven rental performer with a private heated pool--just over a block from the beach? Grossing at least $50,000 in 2026, this exceptional coastal retreat offers the rare combination of location, lifestyle, and investment potential. Set in the highly desirable Laguna Beach community of Panama City Beach, this fully furnished home is located just over a block from the pristine Gulf sands and features a private heated in-ground pool, a strong rental history, and no HOA restrictions. From the moment you arrive, the home captures the relaxed elegance of coastal living. Inside, a fresh, inviting aesthetic creates an effortless sense of comfort. The open-concept kitchen features sleek gray walls, crisp white cabinetry, and stainless-steel appliances, including a gas range. Designed with both entertaining and everyday living in mind, the kitchen flows naturally into the spacious living area, creating an ideal gathering space for family and friends. The spacious primary suite offers a walk-in closet and a beautifully appointed en-suite bathroom featuring dual vanities, a soaking tub, and a tiled shower. Two additional bedrooms comfortably accommodate up to four more guests, making the home equally well suited for family vacations or rental guests. Outside, the property truly shines. A heated in-ground pool serves as the centerpiece of the private backyard oasis, creating an inviting space to unwind after a day at the beach. Surrounded by palm trees and designed for relaxation, the outdoor setting is perfect for morning coffee, afternoon swims, or quiet evenings beneath colorful coastal skies. It's the kind of space that makes vacation memories--and keeps guests coming back. The location is equally compelling. Situated on the peaceful west end of Panama City Beach in the vibrant, golf-cart-friendly Laguna Beach community, this property puts you close to everything while maintaining a relaxed, residential feel. With no HOA, you'll enjoy the flexibility to use the home as you choose, whether for personal enjoyment, a second home, or a short-term rental. When you're ready for more action, Pier Park is approximately 10 minutes east, offering an array of shopping, dining, entertainment, and nightlife. Head approximately 10 minutes west and you'll find the distinctive coastal communities of 30A, known for their beautiful beaches, charming towns, and exceptional dining. Come experience the Laguna Beach lifestyle for yourself--where investment potential meets effortless coastal living. This turnkey retreat is fully furnished and ready to enjoy or rent from day one. Contact us today to schedule your private showing or learn more about this exceptional opportunity.

Highlights

Listed by Theresa Callahan , 850-919-5025 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
0.14

Year Built

2003

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laguna Beach 8th Add

Listing ID

795441

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Gas Range
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 120.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Deck
Principal Interest
$2,348
Taxes
$246

Home Price

$425,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,348.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,348.06 $246.25 $0.00 $2,594.31
Yearly $28,176.77 $2,955.00 $0.00 $31,131.77
Total $845,302.96 $88,650.00 $0.00 $933,952.96

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS