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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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218 Oleander Dr , Panama City Beach, FL 32413
$299,000
Est. Payment: $1,651.93/mo
0.14 Acres
Status: Pending | Days on site: 16
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Harrison Lilly Team
Owner/Operator

House Description

Rare vacant homesite in sought-after Laguna Beach on the quiet West End of Panama City Beach, 32413, held by the same family since 1957 and available for the first time in nearly 70 years. This 50 x 120 lot sits a block and a half from the Gulf, with two nearby public beach accesses (82 and 83), ready for a site-built or modular coastal home. Zoned R2 with city water and sewer available. No HOA, and short-term rentals are permitted in unincorporated Bay County, making it a strong fit for a primary home, second home, or income-producing vacation rental. A short golf cart or bike ride to the Laguna Beach landmarks Carousel Supermarket and Thomas Donuts, minutes to Pier Park, and close to the 30A corridor and its beach towns. Gulf-close buildable land in this zip code is a limited opportunity.

Highlights

Listed by Ashley Meadows , 850-890-1802 Keller Williams Success Realty , 850-249-0313. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
0.14

County

Bay

Area

27 - Bay County

Neighborhood

Laguna Beach 7Th Addn

Listing ID

1010748

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Interior Features

Exterior Features

Lot:Interior,Level,Restrictions,Within 1/2 Mile to Water
Lot Dimensions:50 x 120
Zoning:County
Principal Interest
$1,652
Taxes
$151

Home Price

$299,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,651.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,651.93 $151.11 $0.00 $1,803.04
Yearly $19,823.18 $1,813.28 $0.00 $21,636.46
Total $594,695.50 $54,398.40 $0.00 $649,093.90

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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