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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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20724 First Ave , Panama City Beach, FL 32413
$2,760,000
Est. Payment: $13,998.20/mo
8 Bed
10 Bath
4968 Sqft
Status: active | Days on site: 974
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Priced below current appraisal! Will divide and sell the west side separate. This Brand New Construction duplex with professional interior designs provides relaxing and charming ambience located a block from Beach Access 84 and 5 miles to extraordinary 30A with matching floor plans on each side. You can live in one side and either offer the other side as a short term vacation rental or long term rental. Both have individual fenced-in private natural gas heated pools complete with pergolas and outside showers. Rent both sides with a short term rental projection of up to $336,400-$368,600! Enter the first floor into a welcoming, attractive entryway. Bedroom #1 has two double beds over two Queen beds and private full bath with tub and shower. This first level bedroom #2 has a pool view with King size bed, walk-in closet, custom wall murals with private en suite to include a full bath with shower. The bath provides a convenient entry door with access directly onto the pool area. This 2nd master bedroom contains a large closet, murals and master bath with rain shower and double vanity. Double doors open onto a covered porch with gulf views. The 3rd master bedroom has a large walk-in closet, custom murals and full bath with shower. The second floor also contains a bonus ''Zoom Room'' with single bed and work desk. Enter the third floor into an inviting open Dining, Kitchen and Family room. Stainless steel appliances include a built-in microwave, refrigerator-freezer, gas stove, electric oven and dishwasher. The shiplapped dining area provides seating for ten along with a beautiful island complete with seating for four. Double glass doors exit the kitchen providing a stunning panoramic gulf view opening onto a covered porch with a stainless steel natural gas grill. The third floor family area overlooks the pool. The home is equipped with an inside sprinkler system along with fire and carbon dioxide alarms and elevators that provide easy assess to the upper floors. If you are searching for a home with a ''don't want to leave'' feeling for you, your family or guests this is the place! The west side of the duplex is available to be bought separately. It is the responsibility of the buyer to verify all measurements.

Highlights

Listed by Buddy King , 850-832-8042 Beach King Realty , 850-832-8042. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.14

Year Built

2023

County

Bay

Area

27 - Bay County

Neighborhood

Laguna Beach 7Th Addn

Listing ID

949578

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:8
  • Bathrooms:10
  • Full Bathrooms:10
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Double, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Elevator, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Restrictions,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:55x110
Zoning:Resid Multi-Family
Others:
  • Additional:Balcony, BBQ Pit/Grill, Columns, Fenced Back Yard, Lawn Pump, Pool - Gunite Concrt, Shower, Sprinkler System, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$13,998
Taxes
$1,082

Home Price

$2,760,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$552,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$13,998.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $13,998.20 $1,082.29 $0.00 $15,080.48
Yearly $167,978.39 $12,987.42 $0.00 $180,965.81
Total $5,039,351.73 $389,622.60 $0.00 $5,428,974.33

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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