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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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318 El Prado Pl , Panama City Beach, FL 32413
$1,199,000
Est. Payment: $6,624.30/mo
4 Bed
3 Bath
2337 Sqft
0.09 Acres
Status: Active | Days on site: 3
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ELMM - E26014
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

REINTRODUCED AT $1,199,000 -- GOLF CART INCLUDED! Discover a fresh opportunity on the west end of Panama City Beach. Built in 2022, 318 El Prado offers 4 bedrooms, 3 baths and 2,337 square feet of beautifully furnished coastal living, complete with a private pool and golf cart--all just minutes from the Gulf. Bright, open living spaces create an easy flow for gathering and entertaining, while the private outdoor retreat centers around a sparkling pool perfect for slow mornings, sunny afternoons and relaxed evenings after a day at the beach. Offered furnished and ready to enjoy, the home provides exceptional flexibility as a primary residence, second home or short-term rental opportunity. The thoughtful floor plan offers plenty of room for family and guests while maintaining an easy, relaxed coastal feel. Located on the west end, you're convenient to the sugar-white sand and emerald waters of the Gulf, along with the dining, shopping and experiences of Panama City Beach and nearby 30A. Private pool. Furnished. Golf cart included. Built in 2022. Minutes from the Gulf. Seller is motivated and ready to make a move. Schedule your private showing today. (Some photos have been enhanced with SI.)
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Highlights

Listed by Angela L Cummins , 850-255-5908 Linda Miller Real Estate LLC , 850-974-8885. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.09

Year Built

2022

County

Bay

Area

27 - Bay County

 Neighborhood

Laguna Beach 6Th Addn

Listing ID

1012723

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Ceiling Vaulted, Kitchen Island, Lighting Recessed

Exterior Features

Lot:Cleared,Corner
Lot Dimensions:60 x 65
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Shower, Deck Open, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$6,624
Taxes
$1,009

Home Price

$1,199,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$239,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,624.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,624.30 $1,008.80 $0.00 $7,633.10
Yearly $79,491.63 $12,105.58 $0.00 $91,597.21
Total $2,384,748.83 $363,167.40 $0.00 $2,747,916.23

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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