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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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125 Malaga Pl , Panama City Beach, FL 32413
$724,990
Est. Payment: $3,677.01/mo
3 Bed
2 Bath
1269 Sqft
Status: active | Days on site: 75
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Just one block from the sugar-white sand and emerald waters of the Gulf of America, this 3-bedroom, 2-bath Florida beach house offers the coastal lifestyle buyers are searching for. Full of classic Old Florida character, the home features a private backyard pool, two full bathrooms, and plenty of opportunity to add your own style and make it truly special. Whether you're looking for a primary residence, second home, vacation retreat, or income-producing short-term rental property, this home delivers location, lifestyle, and investment potential. Spend your days at the beach, unwind by the pool, and enjoy the laid-back coastal atmosphere that makes this area one of the most sought-after destinations on the Emerald Coast. Beach-close homes with owner financing options are hard to find--don't miss the chance to make this Florida beach cottage your own.

Highlights

Listed by Paige A Brown , 850-830-9514 Coldwell Banker Realty , 850-650-4563. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.15

Year Built

1954

County

Bay

Area

27 - Bay County

Neighborhood

Laguna Beach 4Th Addn

Listing ID

1004902

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile
Other:
  • Additional:Newly Painted, Split Bedroom

Exterior Features

Lot:Interior,Level
Lot Dimensions:50 x 130
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Shower, Yard Building, Deck Open, Patio Open, Fenced Privacy
Sewer:Septic Tank
Principal Interest
$3,677
Taxes
$453

Home Price

$724,990

Loan Details

30 yrs
6.529%

Down Payment

20%
$144,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,677.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,677.01 $452.73 $0.00 $4,129.74
Yearly $44,124.15 $5,432.72 $0.00 $49,556.87
Total $1,323,724.50 $162,981.60 $0.00 $1,486,706.10

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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