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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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19912 Front Beach Rd , Panama City Beach, FL 32413
$1,547,900
Est. Payment: $8,551.92/mo
5 Bed
5 Bath
2746 Sqft
0.05 Acres
Status: Active | Days on site: 79
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LPTR - B1688
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

This absolutely elegant and luxurious home is a standout rental and exceptional income producer in highly desirable Laguna Beach. Perfectly located, it sits just 6 miles from the vibrant energy of 30A and only 4.5 miles from Pier Park, offering effortless access to dining, shopping, and entertainment. Yet, you're also directly across the street from one of the world's most beautiful stretches of sugar-white sand beaches. Featuring 2 Master Bedroom suites and 3 additional spacious bedrooms, and 4.5 bathrooms. This home also boasts a gourmet chef's kitchen complete with a gas stove, premium stainless steel appliances, and a large French-door refrigerator. Outside, a sparkling saltwater heated pool, with a shaded lounging area provides, the ideal setting for entertaining guests or relaxing after a day at the beach.This property consistently delivers strong year-round rental income, exceeding $150,000 annually.
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Highlights

Listed by Kenneth Comeaux , 727-698-8752 LPT Realty LLC , 877-366-2213. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.05

HOA Fee

120 Quarterly

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Laguna Beach 2nd Add

Listing ID

791335

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range, Gas Cooktop, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump,Multi Units,Separate Meters
Fireplaces:
Other:
  • ▪ Additional:Coffered Ceiling(s), Double Vanity, Interior Steps, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:26.0 ft x 93.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Outdoor Shower
Sewer:Public Sewer,Sewer Tap Paid
Parking Features:Additional Parking,Paved
Principal Interest
$8,552
Taxes
$1,347
HOA
$120

Home Price

$1,547,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$309,580
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,551.92

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,551.92 $1,346.67 $120.00 $10,018.59
Yearly $102,623.09 $16,160.00 $1,440.00 $120,223.09
Total $3,078,692.84 $484,800.00 $43,200.00 $3,606,692.84

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS