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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7009 N Lagoon Dr Unit 111 , Panama City Beach, FL 32408
$669,000
Est. Payment: $3,696.13/mo
3 Bed
4 Bath
1838 Sqft
0.07 Acres
Status: Active | Days on site: 239
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Harrison Lilly Team
Owner/Operator

House Description

Bring your boat and enjoy this beautiful, waterfront and gated community of Lagoon Estates where you will experience waterfront living at its finest. This townhome offers your very own boat slip and lift, gulf access from the lagoon, a community waterfront pool, clubhouse and more. It has been fully and tastefully renovated and is move in ready, whether you are looking for a full time home, a vacation home or an investment property. It stands out from others with a spacious primary suite, bathroom with a double vanity, tile walk-in shower and a large walk-in closet on the first floor. Upstairs you will find two additional bedrooms with en suite bathrooms and a balcony to enjoy gorgeous sunset views over the lagoon. Extra storage space is also available with a unique, cedar lined, walk in closet upstairs. The open living area boasts a gas log fireplace and access to the heated and cooled Florida room that would be perfect for an office, craft room, etc. The kitchen is exquisite with ample wood cabinets, quartz countertops, stainless steel appliances and hood vent. The paver patio area out back is the perfect space for barbecues and entertaining which you will have plenty of time for with a low maintenance yard and low HOA fees that include irrigation and upkeep of the beautiful dock and waterfront areas. The laundry room includes a washer and dryer and is conveniently located off of the kitchen with access to the 2 car garage. Lagoon Estates is just a few short minutes to the beach, shopping, entertainment and wonderful dining. This home simply has it all. Call today to schedule a showing. All info deemed important to be verified by the buyer.

Highlights

Listed by Holly G Watkins , 850-730-4435 Own It Real Estate LLC , 850-867-0506. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.07

HOA Fee

825 Quarterly

Year Built

2003

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Lagoon Estates

Listing ID

783232

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Gas Water Heater, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Ductless
Fireplaces:Gas
Other:
  • ▪ Additional:Double Vanity, Interior Steps, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:48x60
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Boat Lift, Boat Slip, Dock
Sewer:Public Sewer
Principal Interest
$3,696
Taxes
$521
HOA
$825

Home Price

$669,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$133,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,696.13

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,696.13 $521.42 $825.00 $5,042.55
Yearly $44,353.54 $6,257.00 $9,900.00 $60,510.54
Total $1,330,606.31 $187,710.00 $297,000.00 $1,815,316.31

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS