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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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235 La Valencia Cir , Panama City Beach, FL 32413
$2,499,000
Est. Payment: $12,674.46/mo
4 Bed
6 Bath
4553 Sqft
Status: active | Days on site: 275
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

REDUCED $190,900!! Sellers are ready to move! Beautiful gulf view home in La Valencia Beach Resort. Experience luxury coastal living in this exceptional three-story home in the gated community of La Valencia Beach Resort on the west end of Panama City Beach. Offering Gulf views, deeded beach access, resort-style amenities, and an elevator servicing all three levels, this thoughtfully designed residence is ideal as a primary home, second home or beach rental retreat. Located just minutes from the renowned 30A beaches, you'll enjoy convenient access to award-winning restaurants, boutique shopping and the best of the Florida's Emerald Coast. Designed with entertaining and multigenerational living in mind, the home features three separate living areas, two kitchenettes, two spacious primary suites, and a charming bunk room for additional guests. the third floor serves as the heart of the home with an open concept living and dining area, a chef's kitchen featuring lime oak flooring, a six-burner gas range, a large center island and wet bar. Step onto the expansive covered porch to take in beautiful Gulf views while enjoying your morning coffee or evening sunset. Outdoor living is equally impressive with a custom outdoor kitchen, Solo firepit, peaceful green space, a three-car garage, dedicated golf cart garage, and driveway parking for up to six additional vehicles. Residents enjoy exclusive deeded beach access, a Gulf-front community pool, private owners-only pool, clubhouse, tennis and pickleball courts, all within one of Panama City Beach's most desirable gated beach communities. This is a rare opportunity to own a luxury Gulf view home that combines exceptional living space, thoughtful design, and an unbeatable location in Panama City Beach/Scenic Highway 30A.

Highlights

Listed by Brenda H Holloway , 850-814-6302 and Laura R Harrell , 757-753-3307 Berkshire Hathaway HomeServices Beach Properties of Florida , 850-252-4160. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

2926 Annually

Year Built

2017

County

Bay

Area

03 - Bay County - Beach

Neighborhood

La Valencia Beach Resort

Listing ID

781251

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Gas Oven, Gas Range, Ice Maker
Air Cond:Ceiling Fan(s)
Fireplaces:Gas
Other:
  • Additional:Double Vanity, Interior Steps, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:50x100
Zoning:Resid Single Family
Roof:Tile
Others:
  • Additional:Barbecue, Patio, Fire Pit
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$12,674
Taxes
$1,871
HOA
$2,926

Home Price

$2,499,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$499,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,674.46

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $12,674.46 $1,870.83 $2,926.00 $17,471.29
Yearly $152,093.48 $22,450.00 $35,112.00 $209,655.48
Total $4,562,804.34 $673,500.00 $1,053,360.00 $6,289,664.34

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS