Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

232 La Valencia Cir Unit 1 , Panama City Beach, FL 32413
$757,000
Est. Payment: $3,839.36/mo
2 Bed
2 Bath
1800 Sqft
Status: active | Days on site: 3
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Discover the perfect blend of coastal living and resort-style amenities in this beautifully maintained 2-bedroom, 2-bath first-floor townhome located in the highly sought-after gated community of La Valencia Resort in Panama City Beach. Offering the convenience of a spacious two-car attached garage, this home features an inviting open floor plan and a screened-in back porch--the perfect place to enjoy your morning coffee or unwind after a day at the beach. Recent exterior updates, including a brand-new roof and fresh exterior paint, provide peace of mind and enhance the home's curb appeal. La Valencia Resort offers an exceptional lifestyle with private beach access, a Gulf-front pool, tennis courts, and a separate owners only pool with a beautiful clubhouse, all just minutes from the shopping, dining, and entertainment of Panama City Beach. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this move-in-ready townhome is a rare find in one of the area's most desirable communities. Sale includes a completely reconditioned Golf cart.

Highlights

Listed by Shelley M Smith , 850-502-0117 Better Homes and Gardens Coast Properties , 850-687-9988. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2800 Annually

Year Built

2006

County

Bay

Area

03 - Bay County - Beach

Neighborhood

La Valencia Beach Resort

Listing ID

793164

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Sitting Area in Primary, Soaking Tub, Separate Shower

Exterior Features

Lot:Paved
Lot Dimensions:25x95
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Porch
Sewer:Public Sewer
Principal Interest
$3,839
Taxes
$483
HOA
$2,800

Home Price

$757,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$151,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,839.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,839.36 $482.59 $2,800.00 $7,121.95
Yearly $46,072.33 $5,791.05 $33,600.00 $85,463.38
Total $1,382,170.02 $173,731.50 $1,008,000.00 $2,563,901.52

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS